关于CGT 自住变投资房。

denisezhang

我4年前买过apartment， 一直是自住。
8月settle 新房，准备搬过去，旧房就变成investment。 已经跟银行搞好了refinance。
问题来了，若干年后我卖这个apartment 怎么算CGT?
是我卖出的价格减去买进的价格*50% 要付CGT?还是我把它做investment 的时候应该估价一下，然后卖出的价格减掉我新估的价值？

要注意些什么？我不是太清楚怎么算。

sunyu321

忘记在足迹某处看到,似乎6年之内卖掉就不用付一点CGT。。

免责声明本人完全不是专业人士

denisezhang

sunyu321 发表于 2013-7-1 22:26
忘记在足迹某处看到,似乎6年之内卖掉就不用付一点CGT。。

免责声明本人完全不是专业人士 ...

没关系。我还念书还读到过。但是不从实tax 就忘得差不多了。。。

stunner

mark also.

shayy

同时拥有两处或者两处以上房产超过6个月，其中有一个就要是投资房了，我们时间没算好，卖房买的不够快，最后是按照自主和投资的时间比例算的，估价应该也可以吧

lovefriday

churchman

有同样的问题

LENNY_DONG

do the valuation when you move out. the value is your cost base when you sell this property.

also, second property become main residence when u move in

jeff_lawsons

denisezhang

LENNY_DONG 发表于 2013-7-2 13:04
do the valuation when you move out. the value is your cost base when you sell this property.

also,  ...

does the valuation have to be done by the bank when I refinance my loan?
can i get an agent to do a free valuation for this purpose?

HOF-DH

LENNY_DONG 发表于 2013-7-2 13:04
do the valuation when you move out. the value is your cost base when you sell this property.

also,  ...

What about if I move into the 2nd property, but the first one is left vacant. Is the first property still considered as investment property and requires CGT?

LENNY_DONG

denisezhang 发表于 2013-7-2 15:09
does the valuation have to be done by the bank when I refinance my loan?
can i get an agent to do  ...

yes, u can.

blueriver

和LZ情况很类似，等待高人作答。

charmaine

denisezhang 发表于 2013-7-2 15:09
does the valuation have to be done by the bank when I refinance my loan?
can i get an agent to do  ...

中介做的免费的算吗？不懂。俺是花了300块做的。

楼主最后买哪里了？

HOF-DH

LENNY_DONG 发表于 2013-7-2 15:13
yes, u can.

You mean we can use the property valuation provided by a real estate agent as the cost base?

LENNY_DONG

HOF-DH 发表于 2013-7-2 15:27
You mean we can use the property valuation provided by a real estate agent as the cost base?

that is right

HOF-DH

LENNY_DONG 发表于 2013-7-2 15:29
that is right

Thanks. As I ementioned before, if the first property remains vacant, is there still a CGT at disposal?

mmllyy

LENNY_DONG 发表于 2013-7-2 15:29
that is right

Refinance the pricinpal place, then treat it as rental property, the interest charges can deduct ?

LENNY_DONG

HOF-DH 发表于 2013-7-2 15:31
Thanks. As I ementioned before, if the first property remains vacant, is there still a CGT at disp ...

I believe best way to discuss with your accountant.

any opinion here is not tax advice, just discussion.

better confirm with your accountant is very professional way help you min the tax

LENNY_DONG

mmllyy 发表于 2013-7-2 15:33
Refinance the pricinpal place, then treat it as rental property, the interest charges can deduct : ...

can not claim all interest, must claim previous loan balance when u move out

mmllyy

LENNY_DONG 发表于 2013-7-2 15:34
can not claim all interest, must claim previous loan balance when u move out

Thanks for your answer!

lengyi3211

来看看，学习中。