求助：急问大家回国用什么银行卡

maisie1997

过几天回国，想带几千块澳元零用，放在身上不方便，昨天去hurtville中国银行开户，他们说要1000澳元放在account里面，否则每个月charge 5dollars的费用，这也就算了，还说要是半年内关闭账号penalty是40dollars，心里很不舒服，感觉像霸王条约，就放弃了。去年回去，imb的visa卡中国内地也不认，cashpassport他们说也没见过这玩意，我不知道大家是怎么解决回国带钱的问题？

妹妈妈

28 Degree

maisie1997

妹妈妈 发表于 2013-6-26 09:44
28 Degree

what does that mean?

catstyle02

maisie1997 发表于 2013-6-26 09:50
what does that mean?

28 Degrees card issued by GE Money.
Google it.

seaview

用银联

yuanguixi

回国花爹娘的钱，刷爹娘的卡；来澳花孩子的钱，刷孩子的卡。

妹妈妈

catstyle02 发表于 2013-6-26 09:56
28 Degrees card issued by GE Money.
Google it.

yes a very good card for oversea travel and online purchase. no foreign exchange fees, no annual fees.

妹妈妈

you just need to load cash before your travel. then you can use atm to withdraw money almost everywhere, include china.

妹妈妈

there is a one off withdraw fee everytime you take cash from an atm, but no fee if from the atm that westpac associated terminals.

maisie1997

妹妈妈 发表于 2013-6-26 10:12
you just need to load cash before your travel. then you can use atm to withdraw money almost everywh ...

have you tried it in china? imb recommend cash passport to me ,and said it can be used anywhere,however when I checked it in china bank, they said they haven't seen it, and I dare not to take a chance to try on the machine, because I worried it will swollow it if some procedure goes wrong. anyway, thanks for your answer.

妹妈妈

maisie1997 发表于 2013-6-26 10:17
have you tried it in china? imb recommend cash passport to me ,and said it can be used anywhere,ho ...

yes, I used it in China in 2010, 2011. The exchange rate is resonable when withdraw cash.

maisie1997

妹妈妈 发表于 2013-6-26 10:20
yes, I used it in China in 2010, 2011. The exchange rate is resonable when withdraw cash.

so you withdrawed au dollars or china yuan?

妹妈妈

maisie1997 发表于 2013-6-26 10:21
so you withdrawed au dollars or china yuan?

of cause RMB, if you withdraw money in china.

iewei

maisie1997 发表于 2013-6-26 10:21
so you withdrawed au dollars or china yuan?

中国的ATM肯定取出的是人民币了

顾晓洲

刚从新加坡回来用了28度卡取得现金，汇率还不错，比在换汇公司好太多了。但有的atm限制信用卡取现至少200块。

maisie1997

妹妈妈 发表于 2013-6-26 10:20
yes, I used it in China in 2010, 2011. The exchange rate is resonable when withdraw cash.

and is it for any ATM in China?

maisie1997

iewei 发表于 2013-6-26 10:25
中国的ATM肯定取出的是人民币了

这方面是文盲，需要文化普及，谢谢

maisie1997

顾晓洲 发表于 2013-6-26 10:28
刚从新加坡回来用了28度卡取得现金，汇率还不错，比在换汇公司好太多了。但有的atm限制信用卡取现至少200块 ...

是不是只能在ATM上取，不能在柜台上取？

phoenixlyx

留了一张国内不需要年费的信用卡
回去用
回来以后还
不过cash就没办法了
要不就转去国内的亲戚朋友的账户里

妹妈妈

maisie1997 发表于 2013-6-26 10:43
and is it for any ATM in China?

It is a MasterCard, so any machine with MasterCard logo should work.

顾晓洲

maisie1997 发表于 2013-6-26 10:47
是不是只能在ATM上取，不能在柜台上取？

yes, only can cash withdraw from atm,but you can use it as normal credit card anyway

jing3473

留了国内的储蓄卡和信用卡~

hmjsmile

留国内银联卡

84192342

妹妈妈 发表于 2013-6-26 10:11
yes a very good card for oversea travel and online purchase. no foreign exchange fees, no annual f ...

+10

zhengtao

让他们给你开个网银账户，没有管理费。

同时可以免费办一张银联卡。回国刷卡消费没有手续费。取钱手续费也低过本地行。

千本樱oO

我刚开了个花旗的plus卡，是visa的，据说汇率要比matercard要好
还没用过，等9月份回国用过后回来汇报的~

jesson

HSBC的卡 还是不错的

11sharon

在中国办一张银行卡（银联）和信用卡（visa）不需要年费。然后网上转帐。这个卡中国，澳洲都可以用。
银行卡还可以开通自动还款信用卡业务。也是免费的。

many

第一次听说28这个卡学习了

cheeray

千本樱oO 发表于 2013-6-26 19:24
我刚开了个花旗的plus卡，是visa的，据说汇率要比matercard要好
还没用过，等9月份回国用过后回来汇报的~ ...

几个月前办了张，打算过年回国用，等试用心得〜