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本帖最后由 louis161 于 2021-3-2 13:38 编辑
The Treasurer has told The Adviser that government will delay finalising the proposed extension of the best interests duty until after Senate’s inquiry reports back in mid-March.
In December 2020, the National Consumer Credit Protection Amendment (Supporting Economic Recovery) Bill 2020 was introduced into Parliament.
The bill relates to the government’s previously announced consumer credit reforms and includes the proposal to scrap responsible lending laws and extend the best interests duty (BID) to more credit assistance providers.
While the finance and property industry has been largely supportive of the repeal of the responsible lending obligations – citing its ability to improve the flow of credit and reduce the amount of red tape in the loan writing process – members of the Labor Party, senators and consumer groups had all opposed the move.
As a result of the concerns, the bill was referred to the Senate economics legislation committee for review in December, with submissions being accepted until 3 February 2021.
The Senate is expected to report back to the chamber on 12 March 2021.
The Treasurer has told The Adviser that government will delay finalising the proposed extension of the best interests duty until after Senate’s inquiry reports back in mid-March.
In December 2020, the National Consumer Credit Protection Amendment (Supporting Economic Recovery) Bill 2020 was introduced into Parliament.
The bill relates to the government’s previously announced consumer credit reforms and includes the proposal to scrap responsible lending laws and extend the best interests duty (BID) to more credit assistance providers.
While the finance and property industry has been largely supportive of the repeal of the responsible lending obligations – citing its ability to improve the flow of credit and reduce the amount of red tape in the loan writing process – members of the Labor Party, senators and consumer groups had all opposed the move.
As a result of the concerns, the bill was referred to the Senate economics legislation committee for review in December, with submissions being accepted until 3 February 2021.
The Senate is expected to report back to the chamber on 12 March 2021.
The expanded BID, if passed, would therefore not apply before 12 September 2021, as there is a six-month transition period for the amendments that introduce best interests obligations for credit assistance providers.
However, mortgage brokers have been required to work under a BID from 1 January 2021, as previously legislated.
Mr Frydenberg told The Adviser: “Mortgage brokers play an important role in promoting good consumer outcomes and competition in the home loan market.
“The implementation of the best interests duty will bring the law in line with what consumers expect of mortgage brokers.”
来点有营养的，重点都给你划好了。
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香颂（chanson)——法语歌曲普及贴 (2008-10-1) 人民 
做的不是菜,是寂寞! 香烤羊肉~~~~~~~~~ (2009-12-12) jmms_smmj 
发表于 2021-3-2 11:18
