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发表于 2019-9-15 10:07
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大头爸爸 发表于 2019-9-13 13:05
你看你拿到预批之后上面有什么Condition就知道了，如果还需要Verify你Income之类的，那等于就是没做，如 ...
大头爸爸你好，我想问问，我这个预批是把所有材料提交给银行等了一周的结果，看似是fully assess的，但我的疑惑是，信上还是列了需要verify 收入这一条：
This conditional approval is based on the information you have given us and is subject to:
− You finding a suitable property; and
− Us:
• Verifying your financial information
• Confirming with you that the proposed loan meets your requirements and
objectives;
• Conducting a valuation of the property if required;
• Confirming whether or not you need Lenders’ Mortgage Insurance or a Low Deposit
Premium; and
• Providing a loan offer to you (if you enter into a contract to purchase a property
before then, there is no guarantee we will make the offer).
但是，最后一段，又提到只是看收入是否有变化：
Before approving your loan, we will need to confirm that:
• your financial situation and details of your loan above are still the same; and
• the actual purchase price of the property or building costs on the property are not different from the estimated purchase price or building costs you gave us.
我这个算是fully assess么？谢谢！ |
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