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hanbingok 发表于 2018-11-6 15:20 
I am a mortgage broker, I am 100% sure this policy is working for CPA. The family income includes ...
家庭收入不能贷90%吧?
“You must be earning a minimum of $120,000 in WA, SA, NT and TAS and a minimum of $150,000 in NSW, ACT, VIC and QLD to be eligible for waived LMI
This can include your rental income but cannot include the income of your spouse unless they are also an eligible accounting professional.
If you don’t meet this income requirement, then your total income (including you, your spouse and any rental income) must be at least $150,000 or more. This classes you as a high income earner.
In addition to this, you can only borrow up to four times the total income.
For example, if you’re an accountant that earns $160,000 then you can borrow as much as you can afford and be eligible for waived LMI.
However, if an accountant earns $100,000 and their non-accountant partner earns $50,000, the couple can still get waived LMI as long as the home loan doesn’t exceed $600,000 i.e. $150,000 x 4.” |
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