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IcyAnGel 发表于 2017-6-21 21:57 
我们买的是house and content insurance,我觉的是基本住房需要的保险啊?可以把自己觉的贵重的东西列在单 ...
好好看看这就是你想要的
肯定需要照片,证据,描述,还要评估(高价值)
而这一切都只是开始
保险公司需要的更多的证据,估计你都拿不出来,现在他们当然不能说了
How to prove ownership and value
For lost, damaged or stolen items that are no longer available for inspection, you must validate your
claim by giving us details of when and where they were purchased and reasonable proof of ownership
and value.
We have minimum proof requirements for some items set out on pages 49 to 51. Sometimes we might
ask for more evidence to substantiate your claim to our reasonable satisfaction. A statutory declaration is
not of itself considered acceptable evidence of proof of ownership and value.
Jewellery
Amount claimed for each
item or set
Minimum proofs for assessment
Up to $500 Details of when and where purchased and the price paid.
If you are claiming for more than $1,000 in total, we may ask you for
more proof.
Over $500 to $1,000 One of the following:
• proof of purchase that identifies the item;
• a close-up photograph clearly showing the item;
• a full description and value from a jeweller obtained before the loss
occurred.
Over $1,000 to $3,000 Proof of purchase that identifies the item plus a full description of the
item in writing from the jeweller you bought it from or a professional
valuer.
Over $3,000 Proof of purchase that identifies the item plus a valuation by a qualified
jeweller or professional valuer. A close-up photograph might also help us |
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