waiting period for insurance

西边雨

I don't know what exact meaning of waiting period.
For instance, If I buy one year health insurance for my parents. and the waiting period is 2 months. Does it mean that this insurance just cover 10 months?
Thanks

西边雨

or it will start in 2 months and cover 12 months

astina

Yes, you cannot claim anything in the first 2 months. Depending on what insurance co. you are with, your parents may be able to claim medical expenses in relation to accidents, even in the waiting period.

西边雨

astina  在 2005-9-28 11:27 AM 发表:

Yes, you cannot claim anything in the first 2 months. Depending on what insurance co. you are with, your parents may be able to claim medical expenses in relation to accidents, even in the waiting  ...

so it only cover 10 months if no accidint?
but in medibank. I can apply insurance monthly even weekly

astina

西边雨  在 2005-9-28 11:31 AM 发表:

so it only cover 10 months if no accidint?
but in medibank. I can apply insurance monthly even weekly

Medibank is quite  expensive in terms of overseas visitor insurance. Have u looked at Australian unity?

西边雨

not yet. I just know medibank~~
searching Aus unity website now

西边雨

Yes It's pretty cheaper than medibank's
Thanks AS

And same question is if I buy 3 month insurance , and waiting period is 2 month
it just cover 1 month except accident happens?

astina

Read the policy yourself, man!

西边雨

I ringed  Australian unity .
it just cover 1 month except accident.
But if you apply within two  weeks of your arrival in Australia, there is no waiting period.
FAINT....

pisces

西边雨  在 2005-9-28 11:51 AM 发表:

I ringed  Australian unity .
it just cover 1 month except accident.
But if you apply within two  weeks of your arrival in Australia, there is no waiting period.
FAINT....

就是说落地2周内买是没有等候期的？

老西造福群众啊！！！

astina

西边雨  在 2005-9-28 11:51 AM 发表:

I ringed  Australian unity .
it just cover 1 month except accident.
But if you apply within two  weeks of your arrival in Australia, there is no waiting period.
FAINT....

I knew. That’s why I asked you to read the policy yourself. Simply found it too cruel to tell you myself

西边雨

pisces  在 2005-9-28 11:56 AM 发表:

就是说落地2周内买是没有等候期的？

老西造福群众啊！！！

Waiting Periods:
All Hospital/Medical Treatment: two months (unless member joins prior to or within two weeks of arriving in Australia)

It's too late for me

astina

西边雨  在 2005-9-28 12:00 PM 发表:

Waiting Periods:
All Hospital/Medical Treatment: two months (unless member joins prior to or within two weeks of arriving in Australia)

It's too late for me

But you never asked me! Otherwise I would have told you.

西边雨

astina  在 2005-9-28 12:01 PM 发表:

But you never asked me! Otherwise I would have told you.

西边雨

anyway. I think if nothing happen to my parents, It's same.hehe
Not too bad , isn't it? hoho

astina

西边雨  在 2005-9-28 12:09 PM 发表:

anyway. I think if nothing happen to my parents, It's same.hehe
Not too bad , isn't it? hoho

Not bad at all. Australian Unity is more value for money in terms of premium and waiting period.

maribel

西边雨  在 2005-9-28 12:09 发表:

anyway. I think if nothing happen to my parents, It's same.hehe
Not too bad , isn't it? hoho

Touch wood three times quickly

chenzy0513

能不能透露一下3月份的Oversea Visitor的Healthy Travel的保险费大概是多少？最便宜的那种，给个范围就行啊，:si159