出租车司机 教师 公务员 清洁工推高了投资物业热潮

Guru8

Taxi drivers, teachers and cleaners driving investment property boom
http://news.domain.com.au/domain ... 0150706-gi60n9.html

Guru8

Teachers and taxi drivers are the new generation of property investors, using generous tax concessions to buy rental houses and apartments, according to a Property Council of Australia analysis of borrowing.

Nearly $7 in every $10 claimed for negative gearing is by lower- and middle-income wage earners, typically earning $80,000 or less, for losses on their investment properties, it reveals.

Of that borrowing, teachers comprised the largest component, followed by mid-ranking public servants. Traditional blue-collar workers such as taxi drivers also featured prominently in the list. 

The Property Council, which represents the nation's property industry, heralds the figures as evidence that tax concessions are helping to build the nation's housing stock and "ordinary Australians" to get into the housing sector.

"Benefits of negative gearing are flowing predominantly to every Australian looking to build wealth for their future," said Nick Proud, executive director of the council.

But critics fear a combination of record-low interest rates, big price jumps – particularly in Melbourne and Sydney – and tax concessions are helping to push up supply, prices and debt to unsustainable levels.

Negative gearing allows tax payers to subtract the losses they make on investments from their taxable income. It is attractive because taxpayers can deduct the full amount of interest payments and only pay tax on half of any capital gains.

Investors are also using limited recourse lending to invest in property through self-managed super funds, which account for about one-third of the nation's $1.8 trillion of super savings.

Negative gearing to get into market

Guru8

According to the analysis, about 2 million Australians declare an interest in an investment property.

Of these, about 1.3 million Australian taxpayers own a negatively geared property and claimed more than $14 billion in net losses.

Nearly 840,000 of these investors had a taxable income of about $80,000 or lower.

The numbers also reveal those aged 29 and under "overwhelmingly" rely on negative gearing to get into the market, which means many are living with their parents longer, and that nine in 10 of all buyers have mostly one or two properties.

Guru8

The market in Sydney, which has taken over from the mining capitals as the nation's real estate boom town, is  beginning to slow from a surfeit of rental properties, which are expected to increase in number by more than 1000 a week between now and the end of the year.

A "best-guess" number of available rental properties in Victoria is about 120,000, or three times the number in NSW, says LF Economics, which bases its research on government statistics.

Guru8

200万人有投资物业，其中130万人领取了140亿澳元的负扣税补贴。
84万投资者年申报税在8万以下

sh1_hai

如果工党上台调整负扣税, 那么房价才真的会受影响

自游自在

得抛房了。

wykdy

再一次印证了现在是全民炒房

takeno

sh1_hai 发表于 2015-7-7 08:57
如果工党上台调整负扣税, 那么房价才真的会受影响

放心吧 工党不会在这次大选上台

Guru8

的哥教师清洁工成为澳洲新一代房地产投资者

2015年年底前，成为投资者的首次置业者将比自住业主多，反映了澳洲的房地产文化正在发生重大转变，更多人买房并非为了自住，而是为了当地主。

澳洲房地产委员会对借贷进行分析后发现，教师和出租车司机成为了新一代的房地产投资者，他们利用慷慨的税收优惠购买独立房和公寓用于出租。

分析发现，每10元负扣税中有近7元是中低收入者为他们的投资房产损失申报的，他们的年薪一般为8万澳元或更少。其中，教师占了最大比例，其次是中层公务员，诸如出租车司机等传统蓝领也是主力军。

代表国家房地产行业的房地产委员会认为，这些数据就证明了税收优惠正帮助累积国家的住房库存，帮助普通澳人进入房地产市场。

然而，批评者担心低利率、房价大涨(尤其是悉尼和墨尔本)和税收优惠的综合作用，在增加供应的同时也推高了房价，令家庭债务水平上升到不可持续的水平。

负扣税允许纳税人从应税所得中扣除投资损失。这个优惠很有吸引力，因为纳税人可以减除全部利息费用，只支付50%资本增益的税收。

利用负扣税进入市场
根据分析，大约200万澳人申报了投资房产，其中大约130万澳洲纳税人拥有负扣税房屋，申报了超过140亿澳元的净损失。这些投资者中有近84万人的报税收入大约为8万元或更少。

天涯浪客

根据分析，大约200万澳人申报了投资房产，其中大约130万澳洲纳税人拥有负扣税房屋，申报了超过140亿澳元的净损失。这些投资者中有近84万人的报税收入大约为8万元或更少。

十分之一的澳洲人有投资房产，这个数据有点怕怕阿。

cangaru

澳洲经济就靠炒房了

linsey

十分之一的澳洲人有投资房产

davidludut

房子白菜价 快去抢

glk47

天涯浪客 发表于 2015-7-8 14:05
根据分析，大约200万澳人申报了投资房产，其中大约130万澳洲纳税人拥有负扣税房屋，申报了超过140亿澳元的 ...

估计如果只统计悉尼猫本，1/5的人有投资房，或者说一半的家庭有投资房，那另一半家庭看来是房客了
是有点恐怖

laji

好些是 交叉互助, 为图负扣税, 都把自己房让别人住

饥荒年代 易子而食, 负扣年代是 易房而居

harslett

其中70%的投资者是只有一套房产.自己的房子出租,然后,自己也租房住,住在自己喜欢的地区.