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墨尔本 PASCOE VALE 红砖房有人要买这个房子吗最后跟贴：是的.房子带PERMIT 最后发表：janet668	janet668 2009-7-25 11:16	71571	janet668 2009-7-26 00:33
请问hurstbridge买房好不好? 最后跟贴：请问hurstbridge买房好不好?哪位知道?提供一点信息.谢谢! 最后发表：sln162	sln162 2009-7-25 21:53	01105	sln162 2009-7-25 21:53
anyone knows what Land Titles Office Charge is? 最后跟贴：买房的时候也被收了这个，好像是银行代政府收的最后发表：ala	fangfang1 2009-7-24 11:51	21326	ala 2009-7-25 18:24
能用NAB internet bank 转钱到中国工行的账户上吗？最后跟贴：他为了安全，需要你自己去开通的最后发表：ken993	kent512 2009-7-20 22:10	81489	ken993 2009-7-25 00:56
两个地点,哪个租金回报较高最后跟贴：288我每天都坐 :) 从city到macquarie uni的 north ryde比chatswood west便宜吧? 租金回报率要和房价比较才能算出来啊最后发表：winna01	smartworm 2009-7-18 22:58	31518	winna01 2009-7-25 00:25
想这样搞贷款是不是异想天开？最后跟贴：楼上2位是以前的行情吧，现在没有broker可以想多少就多少了。最后发表：明年今日	huangqianab 2009-7-20 23:05	101889	明年今日 2009-7-23 15:56
商业物业设计规划最后跟贴：哪一类型的商业物业呢？什么规模呢？商铺？办公楼？最后发表：Wangmingtaoau	hwkevin 2009-7-22 18:04	11196	Wangmingtaoau 2009-7-22 22:57
求教：土地投资加名最后跟贴：非常感谢各位提供的方法，网络是个好地方，大家可以互相帮助获得信息最后发表：nikkizhou	nikkizhou 2009-7-21 11:15	41317	nikkizhou 2009-7-21 22:32
RPDATA 的图最后跟贴：楼上说的是真理最后发表：sunball	ccj5124 2009-1-16 18:21	61772	sunball 2009-7-21 15:07
投资apartment 比较最后跟贴：Thursday, 02 July 2009 \| Kate Mills (Source: BRW) Investors in the unit market are reaping the highest rental yields for years - especially at the top of the market - thanks to a combination of falling prices and increasing rents. "We're seeing investors coming back to the market," the chief executive of McGrath Estate Agents, John McGrath, says. "Money is cheap and rents have gone up - for the first time in my 25 years in the industry property can be neutrally or even positively geared." His comments follow the release of a list of the 10 best performing locations in terms of yield by RP Data. Heading the list for the 12 months to March 2009 is the suburb of South Hedland in northern Western Australia. Only a small number of units, which registered a median price of $455,500, came on the market in the 12-month period. However, with a weekly median rent of $1000, the investments returned a gross rental yield of 11.4 per cent. RP Data senior research analyst Cameron Kusher warns that South Hedland is heavily reliant on the resources industry. "Mining towns are vulnerable - if you don't have a booming resources sector then there is not much else in the local economy," he says. "They are high risk and high return and depend on getting in and out at the right time." Kusher also says he expects rents in mining towns to ease over the next 12 months in line with the economy. New South Wales has the most towns in the top 10: three Sydney suburbs and Murwillumbah in the state's far north. In Sydney, the inner-city suburbs of Ultimo, The Rocks and Woolloomooloo have reaped the best rewards for investors over the 12-month period. In Ultimo, 149 units were sold at a median price of $235,000; the median rental price of $470 a week yielded 10.4 per cent. However, the research also indicates a 33.8 per cent drop in the median price of units over the period that could indicate a large number of one-bedroom units changed hands, possibly skewing the results, Kusher says. "The weakness of the yield calculation is that it only looks at sales from the past 12 months - although that is still a good period of time - but it means the figures can be heavily impacted by what kind of stock sells," he says. With regards to the other two Sydney suburbs, Kusher says renters are prepared to pay high rents to live there - $1000 a week in The Rocks and $630 a week in Woolloomooloo. The other suburbs on the list include the large regional towns of Rockville (near Toowoomba in Queensland) and Canadian (near Ballarat in Victoria), both of which Kusher says benefit from a small unit supply combined with an increasing number of people relocating there to work. University suburbs such as Sippy Downs (near Queensland's Sunshine Coast) and Carlton in Melbourne also make the list due to the constant requirement for student accommodation and the willingness of overseas students to pay a premium to live close to campus. "What all of these locations have in common is that they are strategically located, being either inner-city suburbs or close to universities or major places of employment," Kusher says. McGrath warns that yields in the top 10 table are exceptional and investors should be thinking of yields in the range of 5-6 per cent. However, he expects yields to strengthen, which together with recent equity market performance should further encourage investors back into the market. "I think a lot of people have had their fingers singed with equity investments and while the view is positive on equities in the medium term, a lot of people don't want their funds as much at risk as we've seen." [ 本帖最后由 Artcore 于 2009-7-21 13:57 编辑 ] 最后发表：Artcore	东艺 2009-7-21 12:05	102139	Artcore 2009-7-21 14:52
请问关于FHOG的一个问题最后跟贴：学习了最后发表：cherrylake	whaleshome 2009-7-19 20:58	102025	cherrylake 2009-7-21 14:04
问下.我朋友买房后的合同还有房产证都没.是不是因为贷款关系? 最后跟贴：You don't need title to sell your property, but you can get a photo copy from your lender. Aslo coucil rate notice can be used as proof of ownership. 最后发表：patricb	001122701787 2009-7-18 19:10	81695	patricb 2009-7-21 10:49
高手请进，关于贷款再评估最后跟贴：还好了楼上。你说的low doc的期限大概是说提前还款的。anz的人说没有这种时间的限制最后发表：huangqianab	huangqianab 2009-7-18 11:58	41486	huangqianab 2009-7-21 00:25
怎么我上礼拜五从网上转的钱今天都没到阿，不会不明不白就没了吧最后跟贴：depends on what time you make the transfer at firday, if you make the transfer before 4pm at week day, should arrive at second day, if after 4pm, will arrive the day after tomorrow, if make after 4pm at firday, wont arrive untill tuesday 最后发表：leo727	jacky.shi 2009-7-20 20:49	31430	leo727 2009-7-20 21:49
求助：怎么样可以解决我的问题最后跟贴：原帖由 Cramzhang 于 2009-7-20 16:41 发表 1. Call your bank to do a top up and say you want to borrow extra money for investment purpose, but up to 80%. Otherwise Mortgage insurance applies. You can also do Interest Only. Your bank will reval ... 你这种方法是不可行的，你top up 以前的40% 再加上新借的钱也就相当于你得到了line of credit. 即使你跟银行说你是用来投资用，但因为你是拿来买第二套自住房所以是不能抵税的，你当初是怎么想的以及你跟银行是怎么说的不重要，重要的是你的钱最后的用途。最后发表：东艺	skyrocket01 2009-7-20 16:08	51524	东艺 2009-7-20 20:24
offset 和redraw 最后跟贴：原帖由 patricb 于 2009-7-20 09:36 发表 I guess it's subject to bank's policy. At least, with Westpac you can do interest only on owner occupied property. thanks pactric, it is said that westpac could provide 85% loan without mo insurance, right? 最后发表：Alexlin	Qiuqian 2009-7-14 15:27	92239	Alexlin 2009-7-20 11:26
关于投资房的折旧率问题最后跟贴：ato have a set of dep'n rate for different asset, for ex: buding cost's dep'n rate is only 2.5% 最后发表：leo727	michaelman 2009-7-18 14:33	11407	leo727 2009-7-18 19:20
问个房产投资问题最后跟贴：贷款出来钱买地，如果是For Investment purpose，那么就 tax deductible. 房屋出租的租金应视为你的收入，如果你贷款所产生的利息指出高于租金收入，这就是传说中的 Negative Gearing。最后发表：Cramzhang	nikkizhou 2009-7-17 21:31	11407	Cramzhang 2009-7-18 01:54
买房or做生意？最后跟贴：做生意。做生意。有兴趣的联系我。呵呵。最后发表：rachelni	rachelni 2009-7-10 00:26	253582	rachelni 2009-7-18 01:27
已解决最后跟贴：现金流? 最后发表：lisacai	lvtu 2009-7-16 22:45	121918	lisacai 2009-7-17 21:05
新手报到——继续提问最后跟贴：只要你自己是作为MAIN RESIDENCE卖出去的话是可以免CGT的. 最后发表：de1218	Cutey 2009-7-17 11:49	31497	de1218 2009-7-17 20:34
分享一下Westpac premium banking的special offer 最后跟贴：刚刚问了我的premium banking manager，细节一周后出来最后发表：mjmaps	黑山老妖 2009-7-16 15:40	122186	mjmaps 2009-7-17 19:07
ING, Westpac & NAB 贷款产品之比较最后跟贴：Westpac got the better rate if the loan amout is less than $700,000, the CBA offer the different rate, <250000, 0.5% discount, <700000, 0.6% discount, >700000, 07%discount. the average loan amount now is 400K-500K (First home buyer), so compare with Westpac, there is no discount difference above 250K. 最后发表：laochou_cn	Cramzhang 2009-7-16 12:46	132719	laochou_cn 2009-7-17 18:43
免费咨询买房的信息，首付？还贷？租金回报等？最后跟贴：you could do the loan increase from your existing loan, get the money out first, then you could use this money to buy the second one, however, the lender will normally have the cash out limits, you have to ask lender first to make sure you could get this money. 最后发表：laochou_cn	DoubleY 2009-7-10 13:52	61573	laochou_cn 2009-7-17 18:27
Is it ok to advertise in this forum? 最后跟贴：No. advertising should be done in 信息交流区, please read the rules there about posting. 最后发表：黑山老妖	NumberOne 2009-7-17 13:49	21425	黑山老妖 2009-7-17 14:23
难道是house的通病最后跟贴：原帖由 KPMG 于 2009-7-16 13:09 发表也不能说是通病。房子比较老，朝向不好的，有这些问题吧。那些朝北的新房，造价比较高的这些毛病都不存在。朝向很有讲究最后发表：lyrixyang	pg09 2009-7-15 10:05	273774	lyrixyang 2009-7-16 23:27
求Denistone east public school和Ermington public school catchment地图最后跟贴：应该是有明确的CATCHMENT的，只是没有放在网站上最近学校放假，所以没人回邮件了吧着急看房啊，想尽可能选在学区内的 P.S.我是不是放错位置了，应该是我爱我家版块？最后发表：laure32	laure32 2009-7-16 13:01	31703	laure32 2009-7-16 22:32
company title的房子最后跟贴：原帖由 lyrixyang 于 2009-7-12 23:48 发表一直不知道company title的房子和普通房子之间的具体区别。请告知一二纯粹从银行的角度看，大部分的银行不放个人Home Loan给Company Title的房子。自己买房，尽量避免。最后发表：zhengtao	lyrixyang 2009-7-13 00:48	31676	zhengtao 2009-7-16 19:59
澳洲居民人在国内怎么在澳洲买房？最后跟贴：If you are working in China, you could just provide the Payslip and tax return to prove your income, all the big4 banks are available to lend the money to. 0433 963 840 Tony@bossmortgages.com.au 最后发表：laochou_cn	luckystar 2009-7-13 23:17	51752	laochou_cn 2009-7-15 16:54
Breakthrough to Success - Worth $1790，但现在免费！一个满大的Seminar, 最后跟贴：:si71 :si71 :si71 :si71 这个讲座价值$1790,不知道真假，但现在免费，已经开始预订座位！！！ "How YOU Can Seize Complete Control of Your Real Estate Investments, Instantly Uncover ‘Hot’ New Deals Before Anybody Else and Create More Wealth and Prosperity Than You Have EVER Imagined Before" Even AFTER Attending Dozens of 'Self Help' Seminars and Reading Hundreds of Books, I Found Myself Living in the Ghetto With Over $70,000 in Debts and Unpaid Bills. I Was Desperate and Depressed Without ANY Direction in My Life. I Was Frustrated, Single and Feeling Alone. And I Was 20 Pounds Overweight, Constantly Felt Tired and Flat. And Then One Day, Feeling Torn Apart, I Discovered the 'Missing Ingredient' that Totally Transformed My Life. I Went from Living in a Ghetto to a Successful Multi-Millionaire in LESS THAN 3 Years. I Lost 20 Pounds and Kept The Weight Off to this Day. And I totally transformed my relationships, starting with my relationship with myself. 连接在这 http://www.breakthroughtosuccess.com.au/real-estate?af=CLI2024891 :si71 :si71 :si71 :si71 And The Best Part? I've Taught the 'Missing Ingredient' I'm Going to Reveal to YOU in a Moment to Thousands of People All Over the World with Equally Remarkable Results!" :si71 [ 本帖最后由 oceangoing 于 2009-7-14 17:34 编辑 ] 最后发表：oceangoing	oceangoing 2009-7-14 18:33	01337	oceangoing 2009-7-14 18:33
想在auburn买个小house 不知道大家有什么建议吗最后跟贴：AUBURN，地球人都知道，SHOOTING，LEBOS------ 最后发表：pkcz	阿修罗之泪 2009-6-7 21:42	92303	pkcz 2009-7-13 00:36
有谁知道cheltenham的房子怎么样最后跟贴：mel 最后发表：spirit123	spirit123 2009-7-11 02:43	41713	spirit123 2009-7-12 23:55
请问一个unit投资房都有哪些开销？最后跟贴：council, water, strata, Real estate agent management fee, land lord insurance(up to you to buy), fix/repair if any. 最后发表：黑山老妖	distantmusic 2009-7-7 11:26	71710	黑山老妖 2009-7-12 20:25
先买投资房，后买自住房并拿到FHOG的请进最后跟贴：关注中最后发表：qichxi	brad 2009-7-11 22:43	32074	qichxi 2009-7-12 00:23
143父母移民能否享受首次买房优惠？最后跟贴：如果已经是PR，以前在澳洲没有任何房产，应该可以。需要提供 1. Certified copy of Passport & Drivers licence 2. If born Overseas - Original Certified copy of Foreign Passport endorsed with "ermitted to remain in Australia indefinitely" 海外出生的人，需要提供签证页，上面有 Permitted to remain in Australia indefinitely 的那一页。注意这个要公正过的原件。 Meng Zhang Life Insurance & Home Loan Broker SWISS Financial Consultants Pty Ltd Suite 605, No 2 Queen Street, Melbourne Vic 3109 Mobile:0425 749 432 Cramzhang@hotmail.com 最后发表：Cramzhang	招财猫 2009-7-10 12:56	21871	Cramzhang 2009-7-11 10:24
关于何时做投资房的折旧报告最后跟贴：学习了最后发表：箱子	箱子 2009-7-10 23:54	21323	箱子 2009-7-11 00:15
贷款 - Withdraw 账户和Offset 最后跟贴：想听听大家的意见。最近想买一个投资房，准备通过自住房抵押100%贷款。因为是Auction，所以我必须先垫付10%的定金，然后再用loan的钱去还。这样的安排，会不会影响今后的tax claim？ATO会不会，只允许我cliam90%的利息？最后发表：billwong999	idog8818 2009-7-9 10:49	102094	billwong999 2009-7-10 23:25
投资房的几个问题最后跟贴：原帖由举棋不定于 2009-7-6 19:37 发表想买投资的时候 1 先考虑要买多少钱的房子，大概在哪个区：我问银行的顾问“还可以从银行贷款多少”是根据什么算得？两个人的工资+投资房的出租收益的总和，还要知道自住房还有多少贷款要还（因为有 ... 贷款能力按照你目前的收入，目前的负债计算。银行可能会采取以下三种方法之一来决定你的房租收入。 A. rental yield B. Valuation Report的推荐。 C. 租房合同（通过中介，或者自己跟房客签）。如果有不懂的，多做做功课吧。最后发表：zhengtao	举棋不定 2009-7-6 20:37	111738	zhengtao 2009-7-10 00:52
收到Conveycancer的statement了，有问题请教最后跟贴：You could go the following page to find how to calculate the Registration fees of transfer: http://www.land.vic.gov.au/CA256 ... 3ACA2575C20009636D/$File/YGT_TransfLandActLodgeFees2009.pdf Page 10 & 11 最后发表：laochou_cn	jongmi 2009-7-7 13:48	21463	laochou_cn 2009-7-9 15:42
sunnybank hills 卖房求助最后跟贴：原帖由 person1128 于 2009-7-9 11:19 发表别逗了, 再掉也掉不到sunnybankhills那边拉。强烈同意，那边已经很火了。最后发表：酷酷奇	lai_bobby 2009-7-2 00:24	101987	酷酷奇 2009-7-9 12:40

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