个人理财今日: 0|主题: 12235

1 ... 288 289 290 291292293 294 295 ... 315 / 315 页下一页

新窗筛选: 全部主题时间排序: 默认排序\|精华		作者	回复/查看	最后发表


请问Bankwest的TeleNet Saver在哪里注明是活期存款而且按日计息的？最后跟贴：确实是calculated daily and paid monthly。可以看看他们的PDS还有更多的小字解释最后发表：sick	12 2007-12-22 01:47	11280	sick 2007-12-22 02:07
大家说说汇丰(HSBC)和花旗(CITIBANK)的信用卡，哪个好些？最后跟贴：我用CITIBANK的金卡的原因： 1。终身免年费，付卡也免。 2.。长得漂亮。 3。有免费的国际旅行保险。最后发表：zhengtao	wwwgjhxx 2007-12-18 13:34	253282	zhengtao 2007-12-21 22:25
请教关于在银行留签名的问题最后跟贴：记帐员本身prepare相关凭证吗？如果这样，不太符合内控中的职责分离吧。起码搞个finance manager 签啊最后发表：angelatu	yliu135 2007-12-19 15:34	41456	angelatu 2007-12-21 19:57
定期存款的利息~~~ 最后跟贴：http://www.infochoice.com.au/banking/termdeposits/selector.asp 最后发表：黑山老妖	stellaxing 2007-12-18 23:38	31365	黑山老妖 2007-12-20 10:30
Raboplus 最后跟贴：加分去了最后发表：南方雪	南方雪 2007-12-18 21:45	31255	南方雪 2007-12-19 22:57
有谁能推荐个好的Car Loan啊？最后跟贴：还有，贷款时，我查了查其它汽车贷款，有的小贷款机构的利息才8.24，比我们的略低些，但是他们是浮动的，不是固定的，考虑到利息现在经常涨，而且老公还得花时间再去谈，办手续，有那个时间不如多赚点钱，估计都出来了，最后就用车行这个贷款了，我们太懒啊。建议楼主找车行好好谈，使劲压，应该没问题。反正车行有的是，这个不行就那个，着急卖车的是他们。最后发表：ilovefamily	Pluggedboy 2007-12-18 12:06	111623	ilovefamily 2007-12-19 13:01
为什么有正式的工作,申请NAB信用卡还被拒绝? 最后跟贴：明白了, 谢谢 newaussie的分享最后发表：SOSHELPPLZ	ausdream 2007-12-14 16:43	162521	SOSHELPPLZ 2007-12-18 23:59
请帮忙看看我的个人理财案例最后跟贴：一朋友的语言同学，人家一来就买了近200WAU的房子。。。。。不久后又买了个近100W的，那叫一基础好的啊。。。。。。羡慕死了最后发表：o_12	dlcat 2007-12-5 20:58	51321	o_12 2007-12-17 23:36
[ZT] 华人社区涌动信用卡恶意套现的浊流最后跟贴：感觉这篇文章更像是在给这个余先生打广告最后发表：Allul	raya 2007-12-7 18:19	51787	Allul 2007-12-17 13:47
学生能申请两张信用卡都免年费麽？最后跟贴：原帖由 sick 于 2007-12-13 15:42 发表回楼上的，我觉得我的limit暂时没法升，没有任何短期内增加收入的可能啊。所以才有此下策。这里没有谁能给个确定的答案麽？重新申请一张卡和升级Limit没有本质上的区别。因为银行一样会去查你的信用度。最简单的方法就是去银行填表升级，只要理由充分的话，一般都不是问题。最后发表：zhengtao	sick 2007-12-12 15:46	91430	zhengtao 2007-12-15 22:16
申请NAB Mini card 被拒，能再次申请吗？最后跟贴：信用卡被拒的话会在你自己的信用记录上留下一笔的，这回严重影响到你之后申请更重要的房屋贷款的。最后发表：liujiajian	coolioo 2007-12-13 21:53	151787	liujiajian 2007-12-15 10:14
--- 最后跟贴：Old! 最后发表：icebear	fangxiang 2007-12-12 22:02	262494	icebear 2007-12-15 03:50
问关于superannuation的personal contribution 的问题最后跟贴：原帖由 holly 于 2007-12-13 18:29 发表 lg上个财年交了contribution，结果管super的公司收了好大一笔手续费，气死了。选择super公司也很重要。最后发表：poloand	trust2004 2007-6-4 10:56	252289	poloand 2007-12-13 19:58
呵呵,看来raboplus没骗人,还真有中$1000的. 最后跟贴：我也收到$50元，不过还是太少了，不值的费功夫换，太麻烦。不过还是很谢谢你。最后发表：糊涂仙子	VIP 2007-12-6 15:40	152012	糊涂仙子 2007-12-13 13:29
CITIBANK免年费GOLD/SILVER CARD申请最后跟贴：Transfer for life at 4.9% 这句话什么意思啊? 最后发表：lydxm	robert 2007-11-21 23:31	222773	lydxm 2007-12-13 09:23
super里面的15％contributions TAX是虾米玩意儿啊？最后跟贴：Can I claim the tax offset for contributions split from my superannuation account to my spouse's superannuation account? No. You cannot claim the superannuation spouse contributions tax offset for contributions split to your spouse’s superannuation account, as the amount split to your spouse’s superannuation account is a contributions-splitting ETP – that is, an ETP roll over – not a contribution. Spouse contributions are non-concessional contributions and as such are subject to the $1,000,000 transitional non-concessional cap that applies from 10 May 2006 to 30 June 2007. If you intend to claim a tax offset for contributions to your spouse’s superannuation account (eligible spouse contributions): you must make contributions directly to your spouse’s superannuation account your spouse’s assessable income plus reportable fringe benefits amount must be less than $13,800 in a year of income, and you must both be residents (for Australian tax purposes) at the time you make those contributions. How do I claim the tax offset? You can claim the tax offset through your tax return. The tax offset is calculated in one of three ways. Where you have made $3,000 or less in eligible spouse contributions and your spouse's total assessable income and reportable fringe benefits is $10,800 or less, the tax offset is calculated as 18% of the eligible spouse contributions. Where you have made more than $3,000 in eligible spouse contributions and your spouse's total assessable income and reportable fringe benefits is $10,800 or less, the tax offset is calculated as 18% of $3,000 – that is, $540. Where your spouse's total assessable income and reportable fringe benefits exceeds $10,800, the eligible spouse contributions limit of $3,000 is reduced by $1 for each $1 of assessable income and reportable fringe benefit in excess of $10,800. The tax offset is calculated as 18% of the lesser of the amount of the spouse contributions for the year or the reduced amount of the spouse contribution limit. Therefore, the tax offset is zero when your spouse's total assessable income and reportable fringe benefit is $13,800. Examples A taxpayer contributes $3,500 to a superannuation fund on behalf of a spouse. The spouse's assessable income is $10,800 and reportable fringe benefits is $0. $10,800 (the actual assessable income) - $10,800 (the base assessable income) = $0 The reduced amount is: $3,000 (the maximum contribution entitled to the tax offset) - $0 (the excess assessable income) = $3,000 or The actual contribution made is: $3,500. As the reduced amount is less than the actual contribution it is used to calculate the tax offset. The tax offset is therefore 18% x $3,000 = $540. A taxpayer contributes $2,500 to a superannuation fund on behalf of a spouse. The spouse's total assessable income and reportable fringe benefits is $12,000. $12,000 (the actual assessable income and reportable fringe benefits) - $10,800 (the base assessable income and reportable fringe benefits) = $1,200 (the excess assessable income and reportable fringe benefits) The reduced amount is: $3,000 (the maximum contribution entitled to the tax offset) - $1,200 (the excess assessable income and reportable fringe benefits) = $1,800 or The contribution actually made is: $2,500 As the reduced amount is less than the actual contributions it is used to calculate the tax offset. The tax offset is therefore 18% x $1,800 = $324. Can my spouse withdraw the money at any time? No. There are limits on when your spouse can withdraw their superannuation. Low income earning spouses cannot withdraw from the fund or RSA until they reach preservation age (55 to 60) or retirement (whichever comes later). You should contact the Australian Prudential Regulation Authority (APRA) for advice on the limits for withdrawing superannuation for non-working spouses. Superannuation can be withdrawn from the fund or RSA early on death, permanent disability or severe financial hardship. Can my non-working spouse roll over all or part of the undeducted contributions on subsequent withdrawal from the fund or RSA? Yes, when rolled over, the undeducted contributions component retains its identity and gives rise to an undeducted contributions component in a payment by the roll-over fund. 最后发表：小茉莉	小茉莉 2007-12-12 11:04	175016	小茉莉 2007-12-12 12:43
online的帐户怎么关闭？最后跟贴：在bank mail里面发一封申请关闭的email 最后发表：pal	fatty 2007-12-9 11:39	41302	pal 2007-12-10 21:19
银行一次最多可以取多少现金? 最后跟贴：大额的提前一天和他们说就可了，如果很紧急，没来得及说，你非要取，他们也会给。最后发表：豆宝宝	兔八哥 2007-11-12 20:41	126173	豆宝宝 2007-12-8 22:35
收到国外汇款也要交税??? 最后跟贴：原帖由 LAMP 于 2007-11-13 22:44 发表我在这里没工作和收入,如果老公从中国把钱汇到我帐上,我收到银行款也要去交税??也算入我的收入里吗???? 你如果没申请税号的话, 他们自动给你扣, 但是你到了财政年度末, 是可以要回来的. 利息要上税, 其他不要的吧. 最后发表：行文流水	LAMP 2007-11-13 21:44	215592	行文流水 2007-12-7 11:55
请教：super需要计算在总收入里吗？最后跟贴：原帖由青天白日于 2007-12-7 02:46 发表如果super不算income，那里面缴的税不就1分也退不出来了？不能退。跟退税不搭界。最后发表：eleven_baby	青天白日 2007-12-4 01:08	102495	eleven_baby 2007-12-7 07:34
Raboplus银行新开户送现金啦最后跟贴：呵呵这位JingYi Wang也忍不住了. 最后发表：VIP	guigua 2007-12-5 14:40	101522	VIP 2007-12-6 10:31
age pension 最后跟贴：是够震撼的！！！最后发表：美讶	holdenmcgorin 2007-12-2 22:05	91797	美讶 2007-12-3 19:35
hsbc的SERIOUS SAVING 最后跟贴：HSBC的利息都是28号起算的最后发表：linjun70	go2 2007-11-29 21:13	21251	linjun70 2007-12-2 22:21
在HSBC 能开户抄港股???? 最后跟贴：原帖由 tilburg 于 2007-12-1 21:00 发表有没有介绍详细流程呢？周末也可以么？地点随便？手续非常简单，最好你到他们中环的总部开户，周末他们好像没开。最后发表：fordiy	LAMP 2007-11-23 09:33	102033	fordiy 2007-12-2 21:50
请问老妖: SMART ACCESS怎么在NAB网络上找不到?只有SMART DIRECT. 最后跟贴：原帖由 OZfish 于 2007-12-1 11:31 发表多谢老妖不好意思最近比较忙没有一个个仔细看帖所以怎么久才回你。最后发表：黑山老妖	OZfish 2007-11-29 21:46	31155	黑山老妖 2007-12-1 10:33
如何选择银行?关于HSBC的问题最后跟贴：多谢多谢. 最后发表：OZfish	OZfish 2007-11-29 20:20	31304	OZfish 2007-11-30 14:01
Microsoft Money 有免费下载的吗? 最后跟贴：哈哈我也要下载点microsoft的money 最后发表：小小强	luckycoin 2007-11-18 17:55	31418	小小强 2007-11-29 22:11
信用卡问题最后跟贴：为什么不看看以前的帖子呢? 最后发表：VIP	zljajlz 2007-11-29 16:01	61318	VIP 2007-11-29 16:49
BBBBBBBBBBBBBBBBBBB 最后跟贴：应该可以用BPay吧,仔细看看信用卡的statement. 最后发表：VIP	gooddong 2007-11-29 10:05	21556	VIP 2007-11-29 10:15
各位有没有好的贷款中介介绍? 最后跟贴：你可以找我。。。。我一定为你提供最好的服务最后发表：资深贷款经理	闷闷 2007-11-19 16:39	91689	资深贷款经理 2007-11-28 18:39
家庭用的收支表最后跟贴：Got them, Thanks a lot. 最后发表：patrickzhu	patrickzhu 2007-11-28 07:50	41441	patrickzhu 2007-11-28 08:14
信用卡还款期的计算最后跟贴：哦, 明白了, 谢谢VIP及时指出 ++分最后发表：zn7726	zn7726 2007-11-26 10:47	21353	zn7726 2007-11-26 11:02
国内家中想汇钱来,不知道怎么便宜安全最后跟贴：让你父母办个银联卡，然后给你寄过来，然后你可以用银联卡在这里取钱，nab的自动取款机可以取，别的我还没试，手续费不是太高，具体我忘了，你可以查查，大概是千份之一+每笔15块人民币吧，汇率应该是当天的人民币对奥比的汇率最后发表：什么东西	不明白 2007-11-23 15:19	52047	什么东西 2007-11-25 22:32
老外打算使用信用卡网上转帐给我，会有什么风险么？最后跟贴：绝对不要这么收，正像spirit1 说的，如果他根银行说他没有付过这笔钱，你又拿不出证据，银行会把钱收回去。你就只能跟他打官司了。最后发表：solarcn	yutoubao 2007-11-10 10:02	71904	solarcn 2007-11-22 12:09
国内带款是否作为国外收入计个税？最后跟贴：从国内能直接汇这么多钱么? 最后发表：时刻	lijialiang 2007-11-20 18:27	31475	时刻 2007-11-21 19:14
HSBC Serious Saver 最后跟贴：HSBC Serious Saver利息不是最高，但也不低，好处是可以管住你用钱，只要一转账的话，整个月没有利息，没有其他费用。但是，我在要动这些钱时，都是在每月28日结息后，马上把所有的钱全部转到on line saving中，到下个月28日结息后，在把用剩的钱转回Serious Saver。这样可以有online saving的利息了，也还不错，5000以上的话是5%+。最后发表：linjun70	intel5858 2007-8-16 21:13	193266	linjun70 2007-11-21 06:53
什么是 Purchases Rate? 最后跟贴：原帖由 Anihc 于 2007-11-17 00:11 发表谢谢LS，还好我一般都比较守时，这样我就可以不用考虑这个Rate了，查过目前的信用卡有年费的免息期好像都是55天，没年费的都没有免息期。看来我惟有去找找年费比较低的信用卡才比较实际了。比起年费来，我认为更重要的是积分计划，比如现在用的CBA卡，虽然年费要付$59，但积5900点就可以把年费退回来。一年的开销，怎么也得有个1－ 2万的。而那些没有年费的卡，钱花了也就花了。什么都没有。最后发表：zhengtao	Anihc 2007-11-15 20:40	61359	zhengtao 2007-11-19 21:27
有说中文的银行职员吗?? 最后跟贴：HSBC, ANZ, CBA 在华人聚居的地方差不多都有的. 最后发表：fujay	LAMP 2007-11-13 21:51	71811	fujay 2007-11-15 22:33
询问银行转账相关问题最后跟贴：多谢老妖，我已经在那个帖子里提问了，估计楼主还没回复呢，不过现在也不是很急。看了你很多理财方面的文章，很有收获！最后发表：小黑皮	小黑皮 2007-11-14 19:09	21356	小黑皮 2007-11-15 20:21
激活信用卡小问题最后跟贴：这个卡以前没有rewards program,现在新加上去但没有详细说明,估计不会太好. 永远免年费的卡有很多,至于选择哪个要看你的个人需要. 如果想要cash back可以考虑Bigsky. 如果想要汽油优惠或超长免息期,可以考虑Coles Source. 如果没有特别在乎的rewards,可以考虑Virgin. 如果经常境外消费,可以考虑Wizard Clear. 如果希望有银行网点,可以考虑NAB Ant和Bankwest zero. 如果想要balance transfer,以上各种卡几乎都有. 最后发表：VIP	lh2004 2007-6-18 15:42	61889	VIP 2007-11-15 14:47

1 ... 288 289 290 291292293 294 295 ... 315 / 315 页下一页

		自动登录	找回密码
密码			注册

个人理财 今日: 0|主题: 12235

快速发帖

个人理财今日: 0|主题: 12235