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如果credit card上balance是零，可以transfer钱到同一银行自己的其他账户上吗？最后跟贴：原帖由 heifetz 于 2008-10-18 18:38 发表有没有55天的期限呢，还是转钱后马上收费？取现马上收取利息。最后发表：zhengtao	heifetz 2008-10-18 17:33	31751	zhengtao 2008-10-20 11:46
经验教训 - 尽量不要用信用卡在海外国际机场打长途最后跟贴：哪里有网络呢？原帖由 utwxg 于 2008-10-12 12:07 发表带着电脑,用skype打最后发表：紫水晶	austral 2008-10-11 23:21	122479	紫水晶 2008-10-19 19:46
有关信托的问题请教老妖最后跟贴：谢谢两位帮我解答LZ的问题。最后发表：黑山老妖	五月的风 2008-10-17 00:49	41574	黑山老妖 2008-10-17 22:54
请问westpac有没有类似commbank那样短信转帐验证功能？最后跟贴：Westpac没有这种安全措施，至少我用到现在没发现过，也没听说过。最后发表：joyyk	pawpaw 2008-10-17 07:23	11702	joyyk 2008-10-17 14:11
黑山老妖大侠请进最后跟贴：经过黑妖的指导, 我打算开个能做CFD和期指的帐户,我喜欢可以做空的产品这样.好象只有Commsec比较适合最后发表：qichxi ...2	qichxi 2008-10-6 14:59	465010	qichxi 2008-10-17 12:50
VIRGIN CREDIT CARD要关门了吗最后跟贴：原帖由 zn7726 于 2008-10-15 12:59 发表 virgin卡要是有reward program就更好了. 现在基本用BP卡了. 前一阵从freedom买家具, 到时用virgin免过运费前一阵从freedom买家具, 到时用virgin免过运费啥意思，什么叫免过运费？最后发表：bffbffbff	sydney2006 2008-10-14 22:18	61806	bffbffbff 2008-10-17 11:44
老猫的故事(12)－-理财：很多男人不如很多女人最后跟贴：感觉还是要听老婆的，我觉得我老婆也是这样。以前一直吵吵买房子，现在首次置业款增加了，反倒不让买房子了。说是房子肯定会跌，而且失业率会高企，利率会再降。现在不是买房子的时候。现在看了你讲的故事，我决定听我老婆的。最后发表：szmao	老猫 2008-10-13 15:50	81754	szmao 2008-10-16 22:30
问一个关于super的问题。。。hi 最后跟贴：:) :) 最后发表：kyu	kyu 2008-10-16 11:11	61612	kyu 2008-10-16 13:10
BANK WEST得问题最后跟贴：呵呵谢谢大家得回复！谢谢最后发表：acekevin	acekevin 2008-10-7 23:41	31811	acekevin 2008-10-15 23:19
关于财产保险问题最后跟贴：NRMA？最后发表：linger	aaronxu777 2008-10-15 22:23	11352	linger 2008-10-15 22:32
问: 关于etax报税的银行利息最后跟贴：我表述的不清楚: 银行STATEMENT上的WITHELD那个栏目是0. 但我用PREFILL确得不到银行交了多少税. 所以不知道如何填写. 最后发表：OZfish	OZfish 2008-10-14 21:22	51900	OZfish 2008-10-15 17:05
请问我可以用一张信用卡来还另一张信用卡的钱吗？最后跟贴：原帖由 Bigman 于 2008-10-15 07:54 发表只有balance transfer。那种pay bill一样的，系统设置是不能转钱的。最后发表：买房子啊	大葱和葱花 2008-10-13 11:25	93736	买房子啊 2008-10-15 11:17
大家都买了哪些保险？最后跟贴：请问除了汽车险和医疗保险，大家还买了什麽保险？是把所有保险集中在一家保险公司以获取折扣比较好，还是分散保险比较安全？最后发表：wdmznzd	wdmznzd 2008-10-14 23:35	01500	wdmznzd 2008-10-14 23:35
外国银行的存款谁来保证？最后跟贴：谢谢。最后发表：浪淘沙	浪淘沙 2008-10-14 22:49	21867	浪淘沙 2008-10-14 23:15
发现HSBC的SERIOUS SAVER目前只有6。5%的利率最后跟贴：有必要把hsbc的钱转走吗？有其他比hsbc高的吗？最后发表：heifetz	tanshen 2008-10-14 20:29	101969	heifetz 2008-10-14 22:54
大家放心了，澳洲政府承诺会担保所有银行存款的安全最后跟贴：稳民消息，这资金要撤走一些那可就是雪上加霜了。最后发表：masakiwangjun	gandalf 2008-10-12 20:59	31635	masakiwangjun 2008-10-14 19:35
急问ANZ的online saving account可以用来支付上网费用的direct debit吗最后跟贴：郁闷的来更新以下。最新的结论是ANZ的online saving account不能用作direct debit...害的我的internet service被suspended了最后发表：casemap	casemap 2008-10-9 11:37	31930	casemap 2008-10-14 10:49
MD，bankwe咋还没降息哇？最后跟贴：Bankwest rates are going down on the 17th by 80 basis points for variable http://www.news.com.au/perthnow/comments/0,21590,24458897-2761,00.html 最后发表：tonyju626	big_beast 2008-10-13 16:26	51838	tonyju626 2008-10-13 16:53
The best Deals for Term Deposits--定期存款最好的利率最后跟贴：90 天 UBANKD 8.5% only 8% now. 最后发表：simonwang	jialiren 2008-10-13 00:16	71977	simonwang 2008-10-13 12:55
大家放心了,不用去担心银行的钱了! 最后跟贴：昨天在车里听到这个广播了最后发表：dudu1111	AECOM 2008-10-12 18:17	132170	dudu1111 2008-10-13 12:54
钱存在哪家银行比较安全？最后跟贴：原帖由 pal2002 于 10/10/2008 22:45 发表这年头，极端的事情多啦... 这些极端的事情一般只有通过保险来减少风险，不过从AIG最近的情况看，保险公司也不安全啊最后发表：dreamknight2	santo 2008-10-9 17:40	162965	dreamknight2 2008-10-13 07:09
过去30年间的12次暴富机遇，你抓住了几次 ZT 最后跟贴：倒下的更多最后发表：H	tonyju626 2008-9-11 19:47	222834	H 2008-10-12 19:39
到澳洲旅游能在澳洲的银行开户存钱吗最后跟贴：up 最后发表：sunrise	STELLACAICAI 2008-10-10 14:02	134217	sunrise 2008-10-12 16:50
信用卡最后跟贴：coles source 没有年费，用coles的$30voucher在shell加油，下一个月会给你extra 4c/L off的voucher 最后发表：zsygirl	pg09 2008-10-12 12:50	31480	zsygirl 2008-10-12 16:34
2万澳元，怎么带到澳洲来最划算？最后跟贴：唉晚几个月就从3万澳币变成4万+了世事难料啊最后发表：迷失@森林	Perth-newcomer 2008-7-16 00:20	284947	迷失@森林 2008-10-11 22:17
为什么降息后，银行贷款利息下调，但是不下调存款利息？最后跟贴：普通利息已经全线下调了。除去一些原有的PROMOTION和ONLINE SAVING 暂时没变动。最后发表：蜘蛛弟弟	gandalf 2008-10-10 19:53	41963	蜘蛛弟弟 2008-10-11 21:23
请教，如何在澳洲购买和持有黄金最后跟贴：最后发表：pal2002	pal2002 2008-10-5 02:02	85167	pal2002 2008-10-11 21:22
super账户里的钱总额是不是就应该是每个月公司给交的super的总和？最后跟贴：Sorted..公司最后一笔好像super那边什么东西搞错了，最后一笔没交进去。加上就对了。。最后发表：rogerk	rogerk 2008-10-10 14:38	31762	rogerk 2008-10-10 15:18
关于澳币在中国银行的存款利率最后跟贴：新足迹就是不缺效率。(paopaobing(56)) 最后发表：黑山老妖	M_AU 2008-10-8 21:40	145100	黑山老妖 2008-10-10 14:47
大家都来讨论下怎么处理手上的澳元？？最后跟贴：Deposit...Mortgage... 最后发表：tonyju626	paperily 2008-10-9 13:13	203457	tonyju626 2008-10-10 13:04
澳洲的四大银行是哪四家银行呢？最后跟贴：原帖由 kingsford 于 9/10/2008 14:28 发表 I think that is a "proposal" at the moment. any reference on its current status? Just did a bit of googling. You are right. It's currently still a proposal. http://www.news.com.au/business/ ... 006-5013952,00.html 最后发表：黑山老妖	peter123 2008-10-7 17:18	102219	黑山老妖 2008-10-9 14:40
小心了，骗子的新招数。最后跟贴：可以从链接的地址上看出它是不是假的，现在有很多假链接都有 QQ两个字母在里头，一般收到那样的邮件我都是直接删掉的，一定是假的。最后发表：mayamaya	sinohwc 2008-10-3 08:25	112037	mayamaya 2008-10-9 14:27
理财小白求问个人支票本最后跟贴：用的但是有时付钱的时候人家也不是一直带着账户号的还有上次被俩中东小孩打劫包里带着过千的CASH 虽然拼死保护住了钱但是还是心有余悸啊最后发表：阿修罗之泪	阿修罗之泪 2008-10-3 16:09	51747	阿修罗之泪 2008-10-9 12:41
申请了很多张信用卡，对以后买房贷款有何影响？最后跟贴：原帖由 zhengtao 于 2008-10-8 21:37 发表没有这么夸张。多谢银行tx指导。我第一次贷款的时候，因为这个concern，还降低过我的credit limit。那么现在是不管了吧？最后发表：loushenghong	gandalf 2008-4-20 02:32	62614	loushenghong 2008-10-8 21:49
降息后，UBank的8.5%的利息就像澳洲银行界的一盏明灯最后跟贴：谁知道bankwest的利率降到多少了？什么时候变？最后发表：bffbffbff	gandalf 2008-10-7 23:29	82735	bffbffbff 2008-10-8 18:02
利率降了 1% 最后跟贴：最后发表：Ronny	FAIRMONT 2008-10-7 14:40	22077	Ronny 2008-10-8 11:49
Commonwealth Bank to acquire Bankwest 最后跟贴：Looks like it's already a done deal. 最后发表：黑山老妖	gandalf 2008-10-8 10:40	11696	黑山老妖 2008-10-8 10:42
Banks lower rates 最后跟贴： The big four banks will lower their variable home loan rate by 0.8 of a percentage point, passing on most but not all of this afternoon's surprise decision by the Reserve Bank to cut the official cash rate by 1 percentage point. Westpac was first out of the blocks, announcing less than two hours after the RBA's move that it will lower its standard variable home loan rate by 0.8 of a percentage point, or 80 basis points, to 8.56%, effective October 13. Later in the afternoon, the Commonwealth Bank followed suit, saying that it was cutting its standard variable home loan rate also by 0.8 percentage points to 8.53% and its basic variable home loan from 8.82% to 8.02%, effective October 13 for new and existing customers. Shortly thereafter, National Australia Bank and ANZ Bank reduced their standard variable home loan rates also by 80 basis points to 8.56% and 8.57% respectively. ANZ's cut is effective next Monday, while NAB customers will have to wait until October 20. The RBA slashed the official cash rate by 1 percentage point, to 6%, its biggest cut in over 16 years and double the amount the market was expecting. "Westpac will continue to monitor the external environment, and our cost of funding position, and will look to pass on further interest rate reductions where possible,'' Westpac's head of retail and business banking Peter Hanlon said. "Since the beginning of September this year, term funding costs have increased to the highest levels seen since this crisis began over 12 months ago.'' Westpac said about 50% of the bank's lending was funded with deposits, with the remaining 50 per cent of funding coming from short and long term borrowing in Australia and overseas. The bank said the cost of its funding base had increased materially over the past year, and most notably in the last few weeks. Commonwealth's head of retail banking services, Ross McEwan, said, the bank was reducing rates as much as possible, given the high wholesale and offshore funding costs. "While we are not reducing our variable home loan rates by as much as the RBA reduction, we do expect global financial markets to normalise over time and once that does occur we will be able to reduce rates by more than the RBA adjustments," Mr McEwan said. "Our customers can also expect out of cycle interest rate reductions.'' NAB chief executive for Australia Ahmed Fahour said the bank had absorbed about half of the rising cost of funding. "We will continue to monitor wholesale funding markets and any future interest rate decisions will reflect an assessment of the total cost of funding,'' Mr Fahour said. Aussie Home Loans director John Symond said home loan lenders are likely to pass on three-quarters of today's official interest rate cut to borrowers. The lender said it would cut its variable home loan rate by 0.75 of a percentage point, or 75 basis points. Mr Symond said the RBA move was good news for home borrowers who can expect to see most of the cut passed on to them. "It's a bold move that signals just how serious the global credit crunch is and the RBA has to be commended with this bold move,'' Mr Symond told Sky News. The Housing Industry Association said the cut provided a glimmer of hope for both mortgage holders and aspiring first home buyers. The Reserve Bank of Australia (RBA) cut its key rate to six per cent from seven per cent, its biggest cut in over 16 years. Falling interest rates over the next year may provide some assistance in pegging the gap between underlying and effective demand for housing, HIA policy chief executive Chris Lamont said. "Housing affordability remains far too low,'' he said. "Increases in interest rates were the final straw for many current and aspiring home buyers - rate cuts will provide some necessary relief.'' He said notwithstanding uncertainties in the economy, further rate cuts over the next 12 months would provide greater opportunities for Australians to get into home ownership. "ut simply, if you can afford to get into a home of your own don't delay,'' he said. He said a full percentage point reduction in mortgage interest rates over time meant a saving of $215 per month on a $300,000 mortgage, or almost $2600 per annum. BusinessDay, with Georgina Robinson, SMH Online, and wires 最后发表：Mandy99	Mandy99 2008-10-7 21:07	01484	Mandy99 2008-10-7 21:07
请问大家是自己打理，还是有理财师？最后跟贴：原来这样的，了解了，thanks 最后发表：ttl80	明天晴天 2008-9-3 12:30	212827	ttl80 2008-10-7 20:14
号外号外:CBA表示也降低0.8% 最后跟贴：CBA一个星期之前就已经降了term deposit rate.其他三大还是7.5%左右，CBA早就已经降到7.2%,手脚真快啊！最后发表：oldrrr	idog8818 2008-10-7 19:21	11354	oldrrr 2008-10-7 19:58

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个人理财今日: 0|主题: 12500