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请教中行换汇问题最后跟贴：去香港可行吗？香港有限制吗？最后发表：贝贝	贝贝 2008-9-8 11:03	22006	贝贝 2008-9-8 11:15
请问澳洲的银行在什么情况下会冻结存款？最后跟贴：如果中国政府提出协查请求最后发表：goldgarden	sakuya 2008-9-5 19:36	41604	goldgarden 2008-9-8 07:22
买了20年回报的意外险，还需要买super里的life insurance吗？最后跟贴：原帖由 luckycoin 于 2008-9-4 23:38 发表 super里面的life insurance 是当你终身残废或者意外身亡才有的赔的吧？如果因为疾病而不能工作或者去世的，也能获得赔偿吗？ super里面的Life 是指如果过世，收益人将会得到一笔赔偿金。并没有说是意外身亡之内的。 TPD＝toal and permenant disablement，就是投保人由于疾病或者是意外完全丧失工作能力的，就可以拿到一笔钱。所以说，如果你有life cover 和tpd cover 的话，以上你说的情况是还可以获得赔偿的最后发表：明天晴天	luckycoin 2008-9-2 23:08	41982	明天晴天 2008-9-7 15:50
关于INTRO TERM内还款的问题。最后跟贴：那WOLLWORTH 的EVERYDAY MONEY 到09年2月都不收利息的信用卡，不是显得特别好啦？:) With the Everyday Money Credit Card you’ll benefit from: 0% interest* until 1st February 2009 on all purchases.(1) No annual fee for the first year and only $49 per year after that. Up to 55 days Interest free on purchases after 1st February 2009.(2) Plus you can choose from four fresh card colours - green, blue, black and pink. Add to that a balance transfer rate of 5.99% for the first 6 months (3) and simple online account management facilities, and you’ll find this fresh new credit card makes great sense [ 本帖最后由 alyssa 于 2008-9-6 23:15 编辑 ] 最后发表：alyssa	alyssa 2008-9-6 19:53	41430	alyssa 2008-9-6 23:13
请问在悉尼有周六营业的nab银行么？最后跟贴：http://www.nab.com.au/About_Us/0,,93997,00.html New South Wales Rouse Hill - 10:00am - 1:00pm Glendale - 9:00am - 12:00pm 最后发表：gkgkgk	sakuya 2008-9-5 19:17	33057	gkgkgk 2008-9-6 16:29
关于信用卡请教各位最后跟贴：不懂，能解释一下吗？最后发表：小山	上书房行走 2008-9-6 09:09	31424	小山 2008-9-6 10:18
网上申请HSBC的online saving中碰到的问题（已解决）最后跟贴：Telegraphic Transfers in/out和Transfers in/out 有什么区别--Telegraphic Transfers （TT-电汇）转钱更快一点最后发表：jialiren	sarajoan 2008-9-2 13:22	11322	jialiren 2008-9-5 21:39
老人回馈足迹之二----------,BANKWEST的COUNTER FEE 是什么? 最后跟贴：为啥取“我是老人”？老人-至少应该在70以上吧？ LZ 很年轻啊，没别的意思，只是对LZ 的ID 名字觉得很特别。 LZ 的买车记非常好！谢谢！最后发表：jialiren	我是老人 2008-9-2 11:38	82447	jialiren 2008-9-5 21:35
贷款没有还完，考虑存款有意义吗？最后跟贴：原帖由 xingbu 于 2008-9-3 22:31 发表 lz已经说了是Bankwest的Regular Saver，看贴不仔细， pp打烂！不过那个好像一个月最多存500块。一年利息325块，比offset 9%的540块差太远。我还以为LZ有更好的地方直接10%呢最后发表：clur	loushenghong 2008-8-30 11:08	162491	clur 2008-9-3 22:44
term deposit哪个银行利息最高阿？最后跟贴：bankwest 最后发表：gkgkgk	xzy199999 2008-9-3 18:22	11424	gkgkgk 2008-9-3 22:25
关于ANZ Progressive Saver的一个问题最后跟贴：Thank you for the answer, dreamknight2. Anyhow, I think I will go to use online saving account, which should give me better interest and convenience. :) 最后发表：casemap	casemap 2008-9-3 14:22	21839	casemap 2008-9-3 15:37
banwest银行卡的问题最后跟贴：原帖由 sh-boy 于 2008-9-1 18:01 发表但是有附加条件的(monkey05) 该产品的条件就是每个月转$2000块钱进去。其他的就没有了。最后发表：zhengtao	ila 2008-8-26 20:36	112349	zhengtao 2008-9-2 20:15
今天央行降息0.25% 最后跟贴：好了，该是动手的时候了，呵呵。最后发表：安远翔	RichC 2008-9-2 15:07	72071	安远翔 2008-9-2 15:54
气死了，弄个online banking，那么费劲！最后跟贴：我一直用HSBC的internetbanking, 觉得很不错，值得向大家推荐。最后发表：五月的风	ilovefamily 2008-8-20 16:49	172395	五月的风 2008-9-2 10:54
请问银行这样2次收费正常吗？最后跟贴：CBA六月份,收20刀手续费. 最后发表：我是老人	rongerchen 2008-8-16 14:41	141660	我是老人 2008-9-1 22:41
其实AMEX也挺好的呀，还可以用来交房租最后跟贴：刷卡交房租 is NOT free. The only fee for all of these benefits is a Card convenience fee of 1.76% of the rent amount paid. 最后发表：wyerll	luckycoin 2008-8-29 22:17	182713	wyerll 2008-9-1 17:55
被银行收了dishonour fee，合理吗？谢谢最后跟贴：我也刚被CBA扣了30块dishonour fee。扣房租的那天账户上忘留钱了。我第二天发现了赶紧存了钱进去，可是30块就扣掉了。那位被CBA扣了5，6次的怎么追回来这笔钱的啊？最后发表：CDCD	荠菜 2008-8-15 21:05	283157	CDCD 2008-8-30 14:23
选择哪个ＳＵＰＥＲ公司和ＰＬＡＮ比较好呢？最后跟贴：强制性的养老金实施不到20年，老人们根本还没有得益呢。最后发表：黑山老妖	卡伊娜 2008-8-28 21:12	91850	黑山老妖 2008-8-29 20:54
如果银行倒闭了，存银行的钱是不是就没有了？最后跟贴：咱们是不是有点杞人忧天？ (monkey08) 最后发表：风中旗 ...2	sabrinasyd 2008-8-5 14:13	475102	风中旗 2008-8-29 11:04
有没有学生可以申请的信用卡呢？最后跟贴：谢谢大家！！最后发表：acekevin	acekevin 2008-8-24 01:59	102563	acekevin 2008-8-28 22:17
巧妙利用Bankwest两大产品，无本赚取回国单程机票最后跟贴：原帖由 VIP 于 2008-8-25 13:52 发表改回来了?没听zhengtao说,以为offer还在呢. 不好意思，不好意思，新的合同的确是已经改成4个月了。最后发表：zhengtao ...2 3 4 5	gandalf 2008-5-1 16:46	13914755	zhengtao 2008-8-28 19:57
怎样避免掉进信用卡“超限”收费的陷阱！最后跟贴：NAB的SAVING ACCOUNT也可以透，透完就扣30刀，我被搞过好几次了。(monkey1) 最后发表：kr2000	chenfengt 2008-8-12 21:17	233140	kr2000 2008-8-27 11:27
如何用BPAY的方式往superfund的帐户中汇钱？最后跟贴：在BILL PAYMENT里面选NEW BILL PAYMENT然后看到一个BPAY的logo，输入biller code就可以了最后发表：kr2000	remeet 2008-8-19 20:31	62447	kr2000 2008-8-27 11:22
怎么把手机帐单从将要过期的信用卡转到新卡上啊？最后跟贴：要打电话的最后发表：sea109	xzlzxzlz 2008-8-25 21:29	11387	sea109 2008-8-26 16:06
HSBC Serious Saver的利率也太低了最后跟贴：HSBC的serious saver账户每月结一次利息，本月的利息到下个月又会产生利息，也就是说是复利的，那么这个7。5％的利率也还不错，不知道其他银行相似的账户叫什么，利率是多少。 bankwest的telnet saver不错5000起7个月定期利率8。5％，但利息是到期时结算。最后发表：小鱼的理想 ...2	meljohn 2008-7-16 15:47	554864	小鱼的理想 2008-8-23 17:10
银行存款利息最后跟贴：7.00% p.a. 最后发表：patrickzhu	ruth0224 2008-8-22 18:24	11497	patrickzhu 2008-8-22 18:45
请教有关银行存款授权人的问题最后跟贴：原帖由 ilovefamily 于 2008-8-21 22:31 发表不是担保人吧，应该是a的妈妈授权给a，让他全权操作她的帐户。这没什么的。谢谢指正~~~好像是授权人：）最后发表：sarajoan	sarajoan 2008-8-21 21:36	31439	sarajoan 2008-8-21 22:46
Wizard Clear Bpay竟然要6个工作日(更新一下) 最后跟贴：请问一下楼上，如果在国内取人民币，和澳币的汇率是按现汇还是按现钞？谢谢最后发表：Onedollars	Bigman 2008-6-17 09:06	101786	Onedollars 2008-8-20 09:12
利息税最后跟贴：就连ATO，有的时候电话也要转几个人才能得到权威的答复。2年前打个电话去ATO问CONTRACT FOR DIFFERENCE的TAX RULING, 转了第四次才出来一个能说出个道理的人。前两个完全不知道我在说什么，第三个当我问他关于澳洲CFD和英国SPREAD BETTING的税务比较时，他就立即把我转给第四个人，第四个人终于能顺利找到相关TAX RULING NUMBER来给我明确的答复。最后发表：Devil_Star	terry11 2008-8-15 21:59	102502	Devil_Star 2008-8-20 00:42
commwealth bank 普通卡取钱的问题？？？最后跟贴：最后发表：alan96	wqpk 2008-8-6 01:04	82023	alan96 2008-8-19 00:22
westpac 学生帐户柜台取钱要钱么? 最后跟贴：那行,我明天去问问,谢谢最后发表：不明白	不明白 2008-8-18 15:05	41994	不明白 2008-8-18 19:14
sydney credit union是个财务公司吗最后跟贴：Credit Union Advantage • CUs are not for profit, not for charity but for service. Without the traditional profit motive, CUs make decisions based on what's best for you, our valued member. • When you join a CU, you become a member-owner. And, every member has the same voting rights to make sound decisions for the institution as a whole. • Volunteers make up the Board of Directors while their salaries go back into the credit union in the form or lower loan rates, higher deposit rates and great new products. Paid staff takes care of day to day operations. • You must be able to join a credit union. This membership criteria is defined by the credit union's charter while credit unions exist soley to serve their member-owners. • Voting rights exist for each member. Therefore, members elect other members to head up their credit union. • CUs do not have to pay federal income tax. These funds are returned to the credit union to increase deposit rates, decrease loan rates and for the betterment of the institution. • Income that CUs generate throughout the year is returned to the credit union in the form of improved products and services, higher deposit rates and lower loan rates. • CUs are financial cooperatives. Members pool their savings to provide low-cost loans and low-fee services to each other. • Deposits are insured up to $100,000 by the National Credit Union Administration, which is the government's strongest insurance fund. Banks • Banks worry about their shareholders first. Decisions are based on what will give shareholders the most profit. • Only those who purchases share of the bank own the business. A Board of Directors make all the decisions for the bank. • The Board of Directors are paid a salary. Day to day operations are also performed by a paid staff. • Anyone can join a bank. Banks server anyone from the general public. • Only people who own stock can vote for the Board of Directors. Normal customers don't have a say in just about everyhting. • Banks, like other for-profit businesses, must bank taxes to the federal government. • Income generated at a bank is only returned to the stockholders in the form of higher dividends on their shares of stock. • Banks are commercial businesses. They offer services for one reason - to make a profit. • Deposits are federally insured up to $100,000 by the FDIC, a government agency. 4 months ago 最后发表：dreamknight2	OneLeaf 2008-8-13 15:53	51934	dreamknight2 2008-8-18 12:55
关于国内往澳洲汇钱最后跟贴：原帖由 liveinaustralia 于 15/8/2008 14:25 发表我也觉得是找别人，可刚才看到有人说要有汇给直系亲属的证明，国内有这个要求吗？上海和北京都没有这个要求。最后发表：黑山老妖	东区胖哥 2008-8-15 13:15	52925	黑山老妖 2008-8-16 20:45
问个HSBC信用卡和个人财务软件的问题最后跟贴：我都用一般的spreadsheet做管理。就直接copy网页的交易，然后复制进入Spreadsheet，搞一下格式就可以了。然后可以自己按自己的喜好，分析一下那些费用多花，少花。我同事嘲笑我说：你是公司帐没有看够，回去继续折磨自己。最后发表：loushenghong	sweeet 2008-8-15 17:17	21453	loushenghong 2008-8-15 18:01
有人存钱到MACQUARIE BANK 过吗？最后跟贴：就是，利息多少？存期多少？只比8。5高一点点的话，还不如活期了。。最后发表：SOSHELPPLZ	sabrinasyd 2008-8-12 23:10	31914	SOSHELPPLZ 2008-8-15 16:59
请教菜鸟问题最后跟贴：1. 票汇的话 --是将那张票快递给你！随便哪家银行都可以解汇！ Commonwealth解汇大概$15--最好你再Confirm with CBA， 2. 电汇的话 --除了国内收手续费之外到帐后澳洲这边应该无手续费-如有的话$10 3. (1)收款银行之代理行名称及地址--- CBA +澳洲地址！ (2)收款人开户银行名称及地址[收款人开户银行在其代理行账号] --CBA BRANCH + 澳洲地址！ (3)收款人名称及地址[收款人账号] --你的名字和地址+你的银行帐号你写全就是你的BSB + ACCOUNT No (4)国内外费用承担； 1 汇款人我不明白(1)和(2)有什么区别为什么要填两次--- (因为有的银行在澳洲有自己的代理行那就需要填，向你的情况是1和2是相同的，就填一样) 5. SWIFT CODE （全名the society for woldwide interbank financial telecommunication）你一定要问CBA -- 6. MELBOURNE CBA 的SWIFT CODE IS---- CTBAAU2S 你在同CBA Confirm 一下嘻嘻--觉得有用就加分分！最后发表：jialiren	￡猪猪￡ 2008-8-14 19:45	11553	jialiren 2008-8-14 23:59
关于在澳大利亚暂存人民币的问题最后跟贴：现在汇率5.9现在换澳元很合适最后发表：zhuangxi	zhuangxi 2008-8-3 16:28	113074	zhuangxi 2008-8-14 19:24
降息应该不远了！最后跟贴：看这个新闻，说是即便RBA降息，商业银行也很可能不降 http://business.smh.com.au/busin ... -20080811-3tkj.html 最后发表：lyrixyang	gogogol 2008-8-13 21:28	122019	lyrixyang 2008-8-14 18:33
钱存在国内划算还是存澳洲划算? 最后跟贴：AU$ is droping these days 最后发表：fangfang1	￡猪猪￡ 2008-8-13 21:18	112097	fangfang1 2008-8-14 12:44
在中国换汇之后，汇票可以寄过来吗？最后跟贴：SWIFF Code : Commonwealth Bank CTBAAU 2S --MELBOURNE d HSBC BANK -----HKBAAU2S ANZ BANK--------ANZBAU 3M 最后发表：jialiren	Perth-newcomer 2008-8-9 00:46	62647	jialiren 2008-8-12 23:07