求教关于HSBC的白金卡送的TRAVEL INSURANCE.

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准备圣诞节的时候和家人去新西兰,旅行社已经订好了3个人,$1500一个人,包括机票和住宿还有伙食门票.想用信用卡刷这样能送我和老公的保险.可是订的时候已经用现金交了$2100的定金,还剩$2400的BALANCE我如果用信用卡刷的话我们是否都能享受旅游保险?因为我看网上写是用卡刷90%的机票就可以享受,不过我的$1500是包括了很多项不知道机票多少钱啊.....大家知道不?
Who is covered?
This cover is available to cardholders who permanently reside in Australia, as follows:
•This cover provides four (4) months of free overseas travel insurance as outlined in this policy when prior to leaving Australia, at least 90% of the cost of the cardholder’s overseas return travel ticket (i.e. ticket from and returning to Australia) has been charged to the cardholder’s HSBC credit card account, or
•If the cardholder has paid for their overseas return travel ticket as outlined above, this cover extends to the cardholder’s spouse and their dependent children provided they have also had their overseas return travel tickets paid for in the above manner, and the spouse and/or dependent children are travelling with the cardholder for the entire journey.
Only one person is eligible to claim the benefits payable to a cardholder policy during the period of insurance and other
persons covered under this policy would only be eligible to claim as a spouse or dependent child.
The cover is for a maximum period of four (4) consecutive months and cannot be extended. If however your return to Australia is delayed because of an event covered in this policy, or because your scheduled transport (refer to your
HBAA862VCC R7 0211.indd   32 7/02/11   10:26 AM33 overseas return travel ticket) is delayed for reasons beyond your control, the period of insurance will automatically be extended for up to 4 weeks or until you return to Australia, whichever occurs first.
In regard to the cover provided under “5. Cancellation of travel arrangement and unexpected expenses” the cardholder will
become eligible for expenses related to the planned overseas return travel, provided:
• a deposit (charged to the cardholder’s HSBC credit card account) has been paid on the cardholder’s overseas return travel ticket and the cardholder intends to pay the balance outstanding on the ticket as outlined at the beginning of this section “Who is covered?”; and
•any costs being claimed have also been charged to the cardholder’s HSBC credit card account.If under “5. Cancellation of travel arrangement and unexpected expenses” the cardholder is eligible for expenses related to the planned overseas return travel, then the cardholder’s spouse and/or dependent children, who have booked to travel with the cardholder for the entire journey will become eligible under this section for expenses related to the planned overseas
return travel, provided:
•a deposit (charged to the cardholder’s HSBC credit card account) has been paid on their overseas return travel ticket and
the cardholder intends to pay the balance outstanding on the ticket as outlined at the beginning of this section “Who is covered?”; and HBAA862VCC R7 0211.indd   33 7/02/11   10:26 AM34
•any costs being claimed have also been charged to the cardholder’s HSBC credit card account