谁能帮忙翻一下centerlink这段话

xrzedane

Building Working Credits
When you have little or no income you will automatically build up working credits. When your total income (including income from paid work and investments) is less the $48 per fortnight, you build up working credits. You can build up to a maximum of 3,500 working credits for job-seekers on Youth Allowance and 1,000 working credits for job-seekers on Newstart Allowance.

You build one working credit for every dollar under $48 of total income per fortnight.

You use your working credits when you have earnings. Your working credits increase the amount you can earn before you Centrelink payment starts to reduce.

We will automatically work out your payment for you, taking into account the amount you earn before you payment is reduced and your working credit balance.

申请低收入福利的一段，不知道这个working credit是干嘛的

pessy

就是你没收入或者收入低于48俩周的时候，就攒这个，等到你有工作收入了，本来是要扣福利了，那么，这些credit可以先拿来抵扣，等扣完了，才真正开始扣钱。不知道我理解对不，

sisi912

没错~