请问out of pocket 费用有多少？

Calcal

请问各位姐妹们，我打算在private hospital生产，看私人OB费用大概要多少呢？

Calcal

I was alerted by watching the late news last night that the medicare rebate for using an obsterian in a private practice  is changing as of the 1 January from 80% rebate to $200. They have also reduced the rebate in what you can claim using ivf. This will mean a huge out of pocket expense that not everyone is able to afford.  This is absurd and force a lot of pressure on the public system. I myself have used the birth centre in the public system on two occassions but this was my choice and i understand that some women want the choice of their own obsterician and they should be allowed to choose not be dictated to by cost.

这是刚刚google找出来的。。。。真的要负担好多啊如果今年生！！！！！！！！！！！！！！！！！！！！！！！！！！！！！！！

花生

这里说的 $200 rebate，指的是产前检查，而最后生产时的 out of pocket money 是要看你的保险的

Amandagong1001

一共3000-4000

糊里糊涂

俺估计也在4000 左右. OB+医院的 +平时检查不能全报销的.

俺是买了医保的.

Karen_au

我out of pocket expense大概两千.

OB费用3600，ultrasound一共做了4次（300/次），这两项都可以从medicare claim回来一些（safety net）；

住院费用7000（私立的），保险全报了,200刀access fee是交了的

[ 本帖最后由 Karen_au 于 2010-1-21 13:12 编辑 ]

旋木

MM用什么保险公司这么好， 住院费全给报了?

Karen_au

原帖由 旋木 于 2010-1-21 12:58 发表
MM用什么保险公司这么好， 住院费全给报了?

是的，旋版，保险公司没问我要一分钱，我当时用的是HCF的，第二个level的

豆宝宝

我的保险好像是，住院每天自己出80，280封顶。

Karen_au

原帖由 旋木 于 2010-1-21 12:58 发表
MM用什么保险公司这么好， 住院费全给报了?

忘记说了，我交了200刀access fee

alyssa

麻醉什么的费用也包了吗？

Karen_au

原帖由 alyssa 于 2010-1-21 13:12 发表
麻醉什么的费用也包了吗？

我没来得及用麻醉，进医院一个小时就生了；记得当时OB有说如果用麻醉师自己要掏点钱的，具体多少就不知道了

Jenny_2000

depends on how much your OB charge. I guess from 1st Jan 2010, out of pocket fee will be around 5K+..

cause SAFETY NET no longer apply to OB's installation fees from Jan 2010.

[ 本帖最后由 Jenny_2000 于 2010-1-21 13:24 编辑 ]

youpassit:)

4000-4500

Karen_au

原帖由 Jenny_2000 于 2010-1-21 13:23 发表
depends on how much your OB charge. I guess from 1st Jan 2010, out of pocket fee will be around 5K+..

cause SAFETY NET no longer apply to OB's installation fees from Jan 2010.

OB的费用不能从medicare claim了呀？那可就贵了，还好去年把娃生了

Jenny_2000

it's true. i guess it will put more pressure on public hospital system.