|
|
此文章由 seaweed82 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 seaweed82 所有！转贴必须注明作者、出处和本声明，并保持内容完整
EBM的网页看下，估计其它公司也类似吧
https://www.rentcover.com.au/info-centre/coronavirus-faqs
COVID-19 update: FAQs and the impact on landlord insurance
If the government moves forward with its proposal to ban evictions and freeze rents, how will this impact my cover?
At the moment, regulations and changes are still being discussed. Without knowing all the finer details of the government's proposal, we are unable to tell you how this will impact cover. However, once concrete measures are put in place across the country, we will be ready to evaluate how this will impact cover and will update our clients. In the interest of being open and transparent, we want to tell our clients that: Yes, the changes will somehow impact insurance (big or small - we do not know). And, we will work with our policyholders to understand the situation. Check back here for updates.
网站说政府细节未出，等细节出了才能讨论如何影响，影响是大是小。
This is a time for leniency and we have recognised our tenants need help. Can we avoid sending late notices and change our processes? What is acceptable and will this impact insurance?
We know this is a tough time for everyone and people want to do their part to support one another. So, if landlords want to put measures in place to support a tenant through this difficult time, that is up to them. This is how insurance may impact a couple of scenarios:
Reducing rent: if a landlord agrees to reduce rent, they cannot claim for the difference in payments.
Putting rent on hold: again, if a landlord wants to suspend rent for a couple of weeks while the tenant gets back on their feet, this would not be covered as it is a mutual agreement and not an insured event. However, if the tenant does not catch up on payments, normal protocols should kick in (e.g. breach notices) and then it would fall under loss of rent and the policy would respond.
Not issuing late notices: if this sort of leniency is given to the tenant, it will only be an issue if it comes to a claim relating to termination. If you offer leniency, and then the situation snowballs, the process for eviction will ultimately drag out. If it drags out further than the number of weeks you are insured for, you will see greater losses. Ultimately, it will likely impact denial of access claims and reduce the number of covered week.
如果房东同意减租，不能claim差额
如果房东同意房客暂缓以后再交，不能claim
没发晚交通知，超过了你保的周期，可能会被拒或少claim（这段看的有点晕）
|
|
10刀吃饱吃好 -- 韩国菜 (2010-5-24) datou2z 
发表于 2020-3-30 14:49
