跟父母一起买投资房

dche056

我想问一下能不能和我妈（海外人）一起买投资房。我是本地收入。能不能在赔钱的时候写我占99她占1，挣钱的时候反过来？

sarahlin

您想多了，Tenants in common是可以的，資本你出99%她出1%也是可以的，不過盈虧一樣對待，利潤或者虧損都是你99%她1%，不可能兩頭都佔好處，稅務局不是傻子。

咖啡猫猫鱼

海外人买房

Three states – New South Wales, Victoria and Queensland – charge additional stamp duty for acquisitions by foreign buyers, ranging between 1 per cent and 5 per cent of the purchase price.

    1 FIRB Fees

Properties worth A$1 million or less attract an A$5000 fee, properties up to A$2 million attract a $A10,000 fee and properties up to A$3 million attract an A$20,000 fee. Above A$3 million, add A$10,000 per every additional million.

   2 Foreign purchaser additional duty applies
Rates of additional duty

For contracts, transactions, agreements and arrangements entered into:

    on or after 1 July 2015 but before 1 July 2016 (even if the settlement date is on or after 1 July 2016), the additional duty rate is 3 per cent,
    on or after 1 July 2016, the additional duty rate is 7 per cent

  3. Ongoing Fees

Your property will be subject to annual land tax (generally below 1% of the land value) and annual council rates (which pay for garbage pickup and other local services).

yuyuigg

这个比例是买房的时候就分好的
而且海外人士非自主不能买二手只能买新房，并且要申请FIRB， 申请费就是5000且不退款，另外还有additional stamp duty , 是海外人士购房比例的8%

简单说100万的房子，你占60%母亲40%， 因为母亲是海外人士所以这个deal要多付的钱是5000+100万x 40%x 8%= 3.7万 ， 外加正常的stamp duty税费