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Cover
We will pay any amounts You are responsible for under the Rental
Agreement, including the Deductible if loss is incurred during a
Covered Rental Trip, as a result of accidental damage, fire, vandalism,
theft or loss of use of the Rental Vehicle. This will apply whether
You are responsible or not for the accident.
We will pay You up to:
1. $100,000; or
2. the value of the Rental Vehicle; or
3. the value of the claim;
whichever is the lesser.
We will pay the above in respect of any one (1) accident or
occurrence and a maximum two (2) claims per three hundred and
sixty-five (365) days.
Terms and Conditions applicable to Loss Damage Waiver Cover
1. Coverage is limited to persons aged twenty-one (21) and over up
to eighty (80) years of age.
2. Cover will take effect from the time You take legal control of the
Rental Vehicle and will cease at the time the Rental Company
assumes control of the Rental Vehicle whether at its business
location or elsewhere.
37
3. Claims will not be paid in respect of expenses to the extent that
they are assumed, waived or paid by the Rental Company or its
insurers.
4. No amount payable under this cover shall carry interest unless
payment has been unreasonably delayed following Our receipt
of all the required information, documents or other evidence
necessary to support the claim.
5. Losses will not be paid in respect of any property or expenses
insured under another policy or any claim which should be
recoverable under any other insurance.
6. Except with Our written consent You are not entitled to admit
liability or to give any representations binding upon You. We
shall be entitled to the absolute conduct, control and settlement
of all proceedings arising out of or in connection with claims in
Your name.
7. We may at Our own expense take proceedings in Your name
to recover compensation from any third party (subject to any
restrictions imposed at law, including under the Insurance
Contracts Act 1984 (Cth)) in respect of any indemnity provided
under this cover and any amounts so recovered shall belong to
Us and You shall provide all reasonable assistance to Us.
Exclusions under Loss Damage Waiver Cover (Please also refer to
the General Terms and Conditions applicable to all sections A–L
on page 38)
We will not cover loss of or arising from:
1. the rental of trailers or caravans, trucks, motorcycles, mopeds,
motorbikes and motor homes;
2. the rental of any vehicle used for Commercial purposes;
3. use of the Rental Vehicle in, or training for, racing competitions,
trials, rallies or speed testing;
4. operation of the Rental Vehicle in violation of the terms of the
Rental Agreement;
5. driving by persons who do not have a valid driving license or
anyone under the age of twenty-one (21) or over the age of eighty
(80) years, or anyone who is not an Insured Person;
6. damage sustained whilst not driving on a sealed public road;
7. Rental Vehicles with a retail purchase price in excess of $100,000
or vehicles over twenty (20) years old.
Explorer 貌似是全包的。 除非你开车去作死,或者商业用途。 |
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