请教一下懂澳洲养老体系的同学，澳洲有类似于中国的社保社会统筹部分吗？

清咖一杯

我现在的理解澳洲9.25%的 Super是完全由雇主缴纳，但100%进员工个人账户，可投资可享受一定的税收优惠。这个貌似类似于中国的社保个人账户，这个钱可以退休后使用。区别在于中国的社保个人账户是完全由雇员自己缴纳，跟税收一起由雇主代扣代缴。

那么，是否意味相当于中国的社会统筹部分（在上海是雇主要交22%的养老，12%的医疗，还有失业，生育什么的，而这些是全部进社会统筹部分的），是完全由税收来支付的，是这样？

2013whyregister

The biggest difference is that in Australia you can see your have your indvidual super account.

In shanghai, if you ask the the government how much is in your account, no one can answer, it become everyone's money.

2013whyregister

Australia super is 100% individual, you are right

清咖一杯

2013whyregister 发表于 2013-10-25 09:44
The biggest difference is that in Australia you can see your have your indvidual super account.

In  ...

In Shanghai, you can get access to your personal account, but for another major part that contributed by your employer (社会统筹部分, nearly 35% of your salary) is not accessible. (It is almost totally not your money)