小生意开银行账户

天朝屁民

新接触小生意，问题有点多哈哈，感谢自己网友热心帮助。

Sole Trader的话，开银行账户一定要开那种business的吗？业务量不大，刚才开了一个账户，CBA的人问我要了TFN税号，说这是personal账户不能供business使用。。。我有点糊涂了

求教，加分感谢

zbpanda

bankwest的小生意账户，不收账户费，几大银行都收10元每月的费用。

天朝屁民

zbpanda 发表于 2018-2-15 16:13
bankwest的小生意账户，不收账户费，几大银行都收10元每月的费用。

非常感谢！等回分了一定加上

civet

sole trader是可以用私人账号收钱的吧，但私人账号银行不提供刷卡机这类的服务而已。sole trader连报税都是私人报，具体去看看abn页面就知道了。

天朝屁民

civet 发表于 2018-2-15 16:33
sole trader是可以用私人账号收钱的吧，但私人账号银行不提供刷卡机这类的服务而已。sole trader连报税都是 ...

感谢 回分一定加上

xiaoxiaoss

学习了

天朝屁民

civet 发表于 2018-2-15 16:33
sole trader是可以用私人账号收钱的吧，但私人账号银行不提供刷卡机这类的服务而已。sole trader连报税都是 ...

Sole trader有办法把银行卡和ABN绑定吗

civet

天朝屁民 发表于 2018-2-15 17:08
Sole trader有办法把银行卡和ABN绑定吗

银行卡为啥要和你的ABN绑上呢？目的是啥？

sole trader的ABN应该是和你的TFN连着的，年底个人报税的时候一起报的吧。

https://www.smallbusiness.wa.gov ... ructure/sole-trader

civet

Key aspects of a sole trader structure
Is simple to set up and operate.
Gives you full control of your assets and business decisions.
Requires fewer reporting requirements and is generally a low-cost structure.
Allows you to use your individual Tax File Number (TFN) to lodge tax returns.
Has unlimited liability - all your personal assets are at risk if things go wrong. Your assets can be seized to recover a debt.
Any losses incurred by your business activities may be offset against other income earned (such as your investment income or wages), subject to certain conditions.
Doesn't require a separate business bank account, unlike a company structure. You can use your personal bank account but must keep financial records for at least 5 years.
As the business owner, you're not considered an 'employee' of the business. You should pay yourself, which is usually a distribution of your profit, but this is not considered 'wages' for tax purposes.
If you're a business owner without employees, there's no obligation to pay payroll tax, superannuation contributions or workers' compensation insurance on income you draw from the business. You can choose to make voluntary superannuation contributions to yourself though, to help you build up your superannuation.
You can employ people to help you run your business. There are compulsory obligations that you must comply with, such as workers' compensation insurance and superannuation contributions.
It's relatively easy to change your business structure if the business grows, or if you wish to wind things up and close your business.
You can't split business profits or losses made with family members and you're personally liable to pay tax on all the income derived.

天朝屁民

civet 发表于 2018-2-15 17:27
Key aspects of a sole trader structure
Is simple to set up and operate.
Gives you full control of y ...

太感谢了 新年快乐！

civet

天朝屁民 发表于 2018-2-15 19:48
太感谢了 新年快乐！

不客气