新财年住房 对于打工族算是杯水车薪吧

shlinnan

Morrison says there’s no silver bullet fix for housing affordability.

However, from July this year first home buyers will be able to save for a deposit by salary sacrificing into their superannuation account over and above their compulsory superannuation contribution.

The tax will be 15% on the way in and the earnings will be a low 15%. Withdrawals will be taxed at their marginal rate, less 30 percentage points.

Contributions will be limited to $30,000 per person in total and $15,000 per year. For couples, that translates to a quick, tax-effective way to get $60,000 together.

And tax deductions for travel to a negatively geared property are being eliminated. There’s been a strong suspicion that a lot of these claims are more a personal benefit than for investment purposes.

A new foreign investment levy of at least $5,000 a year will be imposed on all future foreign investors who fail to either occupy or lease their property for at least six months each year.

And the government is restoring the requirement that prevents developers from selling more than 50% of new developments to foreign investors.

The government says it will also work with the states to ensure the release of land for housing.

And to encourage downsizing, older Australians, those aged over 65 will now be able to make a non-concessional contribution of up to $300,000 into their superannuation fund from the proceeds of the sale of their home.

otsxiaoxiao

just enough go pay for the stamp duty for a median priced house in Sydney