投资房负扣税影响family tax benefit吗

sanshoua

Example Example
Jason’s salary package is $125,000 per annum. He salary sacrifices $10,000 per annum to super and has a rental property to
which provides an income loss of $5,000 per annum. Jason also has ordinary work related deduction of $4,000 per annum.
On this basis Jason’s Adjusted Taxable Income (ATI) is calculated as:
Taxable income $106,000 (125,000 less salary sacrifice, rental loss & ordinary deductions)

Add backs

Reportable super contributions $ 10,000 (salary sacrifice)
Net Rental loss $ 5,000

Adjusted Taxable Income Adjusted Taxable Income $121,000 $121,000 $121,000



http://www.entrustpwm.com.au/Libraries/Knowledge_Centre/Family_Tax_Benefit.sflb.ashx

sanshoua

MicroBusiness 发表于 2017-8-8 14:55
应该是7w加租金收入

Total net investment losses are the sum of net losses from rental property income, plus net losses from financial investment income. The losses will be added back when we calculate your adjusted taxable income.

A net loss from rental property income is the amount by which the expenses of owning the property, such as mortgage interest payments and maintenance costs, exceed the gross rental income from it.

A net loss from financial investment income is the amount by which the expenses of owning the investment, such as interest payments on the money lent to purchase the investments, exceed the income that the investments are earning. These investments are often referred to as negatively geared.

sanshoua

很多人都不去官网上查的吗？

superdigua

sanshoua 发表于 2017-8-8 15:07
最近看到讨论投资房是否影响牛奶金(Family Tax Benefit)的问题。本人根据Centrelink的规定做如下一般性解 ...

这个是对的。租金不会单独列入。

sarahlin

如果是正收益那就直接加到工資上，如果是負扣稅那麼應該就是不考慮投資的收入，比如工資和利息加起來算Centrelink的牛奶金測試收入。

十年一剑

sanshoua 发表于 2017-8-8 15:07
最近看到讨论投资房是否影响牛奶金(Family Tax Benefit)的问题。本人根据Centrelink的规定做如下一般性解 ...

好贴！

sanshoua

十年一剑 发表于 2017-8-8 19:10
好贴！

我转发别人的。网上可以搜到

dodo5

tony_wang99 发表于 2017-8-8 15:20
富豪只退税不领福利的， 所以福利算法不一样

那也不一定, 有個朋友身價億來億去, 福利照領, 稅照退, 只因有個能幹的會計師幫他....

liuyang327

sanshoua 发表于 2017-8-8 17:10
很多人都不去官网上查的吗？

是的，好多人相信别人说的也不想着去找官方答案

factor1

还是安装七万来算

crisman

contactus 发表于 2017-8-8 10:26
貌似不但要按7W 算，而且要加上你投资房的租金，比如你投资房一年租金2万，利息啥的3万，负扣税是1万，等于 ...

正确，才和会计confirm

wells1688

肯定比7万多

crisman

contactus 发表于 2017-8-8 10:26
貌似不但要按7W 算，而且要加上你投资房的租金，比如你投资房一年租金2万，利息啥的3万，负扣税是1万，等于 ...

正确，才和会计confirm

sanshoua

crisman 发表于 2017-8-8 22:46
正确，才和会计confirm

你的会计确定这是牛奶金的算法？和官网都不一样。和我的会计也不一样，呵呵

sanshoua

crisman 发表于 2017-8-8 22:46
正确，才和会计confirm

让你的会计读
Adjusted taxable income is the taxable income adjusted for calculating Centrelink benefits. It is basically your taxable income reported to the ATO plus
- Net investment loss (financial & rental property)
- Reportable Fringe Benefit
- Reportable Super

sanshoua

既然大家那么喜欢听别人说，那看看老外怎么说吧
http://forums.whirlpool.net.au/archive/2386207

看到investment loss那些说只看房租的人看明白了吗？
这帖子以后不回了，太累了