请问super里的loss， 可以 claim TAX吗？

prajna

没怎么管super， 收到去年亏损单， 请问能claim TAX 吗？  谢谢

ivy-liao

是smsf吗？不是的话怎么claim啊

floodp

那super里的gain，你每年有没有交税呢

superdigua

Who can claim a deduction
You can't claim a deduction for superannuation contributions paid by your employer directly to your super fund from your before-tax income, such as:

the compulsory super guarantee
salary sacrificing super amounts
reportable employer super contributions.

You may be able to claim a tax deduction for personal super contributions that you made to your super fund from your after-tax income – for example, from your bank account directly to your super fund.

You can't claim deductions for:

a rolled over super benefit
a benefit transferred from a foreign super fund
a directed termination payment paid into a super plan by an employer under transitional arrangements that applied until 30 June 2012
contributions paid by your employer from your before-tax income (including the compulsory super guarantee and salary sacrifice amounts)
First Home Super Saver (FHSS) amounts that you have recontributed to your super fund(s)
contributions to      
a Commonwealth public sector super scheme in which you have a defined benefit interest
a super fund that would not include the contribution in their assessable income, such as an untaxed fund or a constitutionally protected fund (CPF)
other super funds or contributions specified in the regulations
contributions made from 1 July 2018 to a super fund that are identified as downsizer contributions
re-contribution of COVID-19 early release of superannuation amounts.

https://www.ato.gov.au/individua ... uper-contributions/

floodp

superdigua 发表于 2022-10-3 09:18
Who can claim a deduction
You can't claim a deduction for superannuation contributions paid by your  ...

这里面好像也没提楼主问的情况啊

superdigua

floodp 发表于 2022-10-3 08:23
这里面好像也没提楼主问的情况啊

楼主没有给出什么信息

prajna

superdigua 发表于 2022-10-3 09:33
楼主没有给出什么信息

去年super亏损很多 好几万。 不是SMSF。

prajna

floodp 发表于 2022-10-3 09:07
那super里的gain，你每年有没有交税呢

好像看见super里面有扣税的部分。

prajna

前几周看见大家在谈 super loss， 都不可以退税？

LENNY_DONG

prajna 发表于 2022-10-3 09:04
前几周看见大家在谈 super loss， 都不可以退税？

要看是什么LOSS

一般都是CGT LOSS

除非你的养老金有投资房产，有房租收入，利息支出大于房租，亏损可以对抵你的EMPLOYER CONTRIBUTION

相应的税可以少交一点，但是这种情况非常少见

除非SMSF会有可能