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28 degree is the best card for overseas holiday. The exchange rate is much better than the banks (I got AUD1=USD1.02 last month) , and there's no transaction fees, and according to some web sites, no ATM withdrawal fee. And if you have a credit balance, there's no interest charge on cash withdrawal too. It's one of the rare beauties in our greedy and fees-hungry banking system. Don't leave home without one. :) |
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