|
|
此文章由 jjys 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 jjys 所有！转贴必须注明作者、出处和本声明，并保持内容完整
desktop 发表于 2017-2-14 17:14 
只给你三分之一super，剩下的充公
剛剛在網上找到了這個。。。
Australian citizens (and permanent residents of Australia) who then relocate overseas are
treated in the same way as Australians living in Australia:
they cannot access preserved super benefits until they reach preservation age and retire, or satisfy another condition of release. (I explain the conditions of release in the SuperGuide article Accessing super early: 14 legal ways to withdraw your super benefits.
====
Q: I really found your web page very informative as I am just about to retire. I wish I had read it years ago. You certainly take the mystery out of super. My son, 42 yrs old, has moved permanently to the USA. He does not intend to return to Australia. He has a small industry-based super account and we were told that he cannot access this until retirement. Is this correct?
Many thanks for your kind words about our website, and we’re pleased that you have found it useful.
I’m assuming your son was a permanent Australian resident and Australian citizen before he departed Australia’s sandy shores, rather than a temporary resident. Australian citizens (and permanent residents of Australia) who then relocate overseas are treated in the same way as Australians living in Australia: they cannot access preserved super benefits until they reach preservation age and retire, or satisfy another condition of release. (I explain the conditions of release in the SuperGuide article Accessing super early: 14 legal ways to withdraw your super benefits.
Important: New Zealand citizens and Australian citizens are now able to transfer retirement savings between NZ and Australia, in both directions, subject to meeting special rules. The Trans-Tasman Portability Scheme is explained in the SuperGuide article KiwiSaver: Only one super fund accepts super transfers from NZ to Australia.
Note: Preservation age for anyone born on or after 1 July 1964 is age 60, which is the preservation age for anyone aged 42. Preservation age ranges from age 55 (for those born before July 1960), age 56 (for those born on or after 1 July 1960 through to 30 June 1961), and, depending on date of birth, 57, or 58, or 59, through to age 60.
In the olden days (about 17 years ago) it was possible to access your preserved super benefits when you left Australia permanently subject to meeting certain conditions. The rules were changed from July 1998 which now means that any Australian citizen who moves overseas permanently cannot access super benefits unless they satisfy a condition of release. The rationale for this policy is that Australian citizens may return to Australia to retire, or at least have the option of retiring in Australia.
|
|
儿时的最爱--椒盐酥皮点心 (2009-1-10) little_bw 
年轻人，我觉得你很有潜力，来国务院办公吧
发表于 2017-2-7 21:44
